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Diwali is the season of new beginnings. There’s something about this festival that makes everything feel possible. Whether it’s a better washing machine, a bigger TV, or a sleek fridge you’ve had your eyes on, Diwali seems like the right time to take the plunge. If you need a little push to make it happen, a consumer durable loan is your answer. It provides financial assistance to invest in all the gadgets and appliances you need. IDFC FIRST Bank consumer loan offers make this even more rewarding. Continue reading to learn about how they influence your purchases.
Why consider consumer durable loan during the festive season
Meaningful upgrades to your home and lifestyle are exciting but also big purchase decisions. A smart TV with all the latest features, a refrigerator meant to last for years, or personal devices that fulfil all your needs come with a hefty price tag. With a consumer durable loan, you need not worry about the upfront cost of these devices. Instead of putting your plans on hold or draining your savings, you can bring home what you need, when you need it.
This festival loan for Diwali empowers you to buy wholeheartedly with flexible repayment terms. Here’s what it offers:
- Based on your credit profile, you stand to get pre-qualified offers that let you make purchases up to specific limits.
- Flexibility to buy everything from mobiles to home appliances. You can conveniently switch it from a home appliances loan to an electronics loan for Diwali, as per your needs.
Khushiyan FIRST offers on consumer durable loan
This Diwali, IDFC FIRST Bank is turning your festive shopping into a celebration of smart choices. You’re in for getting more value, flexibility, and less financial stress with its Khushiyan FIRST offers.
Here’s how IDFC FIRST bank offers on consumer loans for Diwali make it easier to say yes to your wishlist and bring home happiness:
· Instant discount up to ₹30,000 + 15% Cashback up to ₹30,000 on your favourites
Save on your big-ticket festive shopping. Enjoy Instant discount up to ₹30,000 + 15% Cashback up to ₹30,000, on the purchase of home appliances, electronics, gadgets for your home office, and other durables with a consumer durable loan.
· No-cost EMI
Enjoy the freedom of repaying without the added interest. You save on the major component of the loan cost. With no-cost EMI, IDFC FIRST Bank consumer loan offer, your EMIs are light on the wallet, with maximum convenience.
· Loan of up to ₹8 lakhs
Buying electronic items, home appliances, and other expensive devices requires you to have a sizeable capital. IDFC FIRST Bank offers consumer durable loans of up to ₹8 lakhs, subject to your eligibility. With such borrowing capacity, you can finance all your essentials this Diwali.
· Flexible repayment tenure
You have the freedom the adjust your repayment tenure on IDFC FIRST Bank consumer durable loan between 6 to 36 months. Such flexibility helps you plan your repayments as your budget and convenience and stay on top of your EMIs.
· Easy Buy EMI Card
IDFC FIRST Bank rewards its loyal customers with an Easy Buy EMI Card. With this card, you pre-qualify for a consumer durable loan. This card simplifies the purchase of your favourite consumer durable items at 100+ online stores and 15,000+ offline stores.
· Truly paperless loan
There’s no hassle of arranging photocopies or lining up in queues. Your involvement in the loan application process is entirely digital. You apply online, upload your documents virtually, and get the loan disbursed in your account within a few clicks.
· Avail offers across 20K+ retailers
You can shop global brands like Samsung and LG with Khushiyan FIRST offer on consumer durables. Also, IDFC FIRST Bank partners with Reliance Digital, Croma, Bajaj Electronics, Vijay Sales, Pai International, Surya Electronics, and more. It covers over 20K+ dealership partners across India.
Wrapping up
So, if Diwali shopping is on your mind, and your wishlist is growing longer by the day, now you know how to smartly approach it with an IDFC FIRST Bank consumer durable loan. With its Khushiyan FIRST offers, you can bring home what matters to you without the financial stretch. The loan takes care of the cost with no-cost EMI, a sizeable amount, quick and paperless processing, and instant approval. The Instant discount up to ₹30,000 + 15% Cashback up to ₹30,000 adds to the satisfaction of your purchases.
What’s the wait then? Get an IDFC FIRST Bank consumer durable loan and celebrate this festive season on your terms!
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.