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Savings Account

Benefits of IDFC FIRST Bank Salary Account and annual fee-free debit card

Summary: From high interest on your salary account to a free debit card, be ready for ‘more’ when you open an IDFC FIRST Bank Corporate Salary Account. Don’t miss the opportunity to get more from your bank – the rewards, offers, discounts and a host of free services. Read on.

26 Jul 2023 by IDFC FIRST Bank

When was the last time you earned a high-interest on your salary account? Hardly ever? Or, have you paid for a debit card to avail yourself of the different salary account benefits? If your answer is yes, then it’s time for you to think again as you read till the end of this article.

While salary accounts are almost zero balance accounts, we don't often get a free debit card, do we? But this changes with IDFC FIRST Bank Corporate Salary Account. 

When you open an IDFC FIRST Bank Corporate Salary Account, you can get various attractive salary account benefits like –

  • Interest on salary account going up to 7% p.a.
  • Monthly interest credits to the account
  • Unlimited ATM transactions from any bank in India
  • Higher daily purchase limit of ₹6 lakh and higher daily ATM withdrawal limit of ₹2 lakh
  • Complimentary domestic airport lounge access, once every quarter
  • ₹35 lakhs free personal accident insurance cover
  •  ₹1 Cr free air accident insurance cover
  • Zero charges on 28 common-used savings account banking services like free IMPS, chequebook and many more *

 

Debit cards offered with IDFC FIRST Bank Corporate Salary Account
 

Here is the list of debit cards available with IDFC FIRST Bank Corporate Salary Account and their respective features and benefits.

Name of the debit card

Debit card benefits

VISA Platinum Debit Card

·     Free Personal Accident Insurance Cover which covers accidental deaths and disablements with a coverage value of Rs 35 lakhs

·     Free Air Accident Insurance Cover which covers instances of air accidents with a coverage value of Rs 1 crore

VISA Classic Debit Card

·     Daily cash withdrawal limit – Rs 1 lakh

·     Daily purchase limit – Rs 4 lakhs

·     Free Personal Accident Insurance Cover which covers accidental deaths and disablements with a coverage value of Rs 35 lakhs

·     Free lost card liability protection worth Rs 4 lakhs

RuPay Platinum Debit Card

·     Free Personal Accident Insurance Cover which covers accidental deaths and disablements with a coverage value of Rs 35 lakhs

·     Free Air Accident Insurance Cover which covers instances of air accidents with a coverage value of Rs 1 crore

All these free debit cards come with no hidden costs. You can use them for –

· Cashless and digital transactions

· Cash withdrawals

· Getting mini statements from the ATM and much more

Plus, enjoy the free insurance protection with the card and add a layer of financial security to your portfolio.

Also read - Debit card transaction limits: Pros and cons

How to apply for IDFC FIRST Bank Corporate Salary Account?
 

Follow the steps below to apply for your IDFC FIRST Bank Corporate Salary Account - 

Step 1 - Visit https://digital.idfcfirstbank.com/apply/salary

Step 2 - Fill up the online application form

Step 3 - Enter your basic personal and professional details and open the account online in simple steps

The bottom line
 

Make banking multifaceted with the IDFC FIRST Bank Corporate Salary Account and enjoy excellent salary account benefits such as free debit cards, high monthly interest rates, unlimited ATM transactions, free insurance coverage, and more. 

Why choose a vanilla salary account when a whole sundae of flavors awaits? Get #MoreFromYourBank right here.

 

*Disclaimer

IDFC FIRST Bank offers Zero Fee Banking on Rs. 10,000 Average Monthly Balance (AMB) Savings Account and higher account variants, subject to maintenance of AMB in the account.
These services are being offered free in good faith, and in case of abuse, the bank reserves the right to charge fees as per market norms. All rights reserved.


 

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.