Welcome Onboard
Joining Benefits worth ₹3,000+
Customer care hotlineCall 1800 10 888
A credit card that secures your tomorrow, while rewarding your today. This credit card offers supersized rewards on LIC premium payments and other daily spends. These rewards can be redeemed anywhere online, even to fund your next LIC premium payment. That’s not all, there are lifestyle privileges like airport & railway lounge access, road-side assistance and insurance covers.
Rewards :
2 complimentary Domestic Airport Lounge access per quarter List of Lounges
4 complimentary Railway Lounge access per quarter Know more
Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹300/month. *Applicable only on transaction values between ₹200 & ₹500
2,000 Rewards on spending first ₹10,000 within 30 days of card generation
5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
Flat ₹500 off on Domestic Flights booking on Yatra
Flat ₹500 off on purchases of ₹899 and above on MYGLAMM
Free 6 months PharmEasy Plus membership worth ₹399
Free 1-year Lenskart Gold Membership worth ₹500
Personal Accident Cover of ₹5,00,000 and Lost Card Liability Cover of ₹50,000 valid on doing at least one transaction on LIC Select Credit Card in last 30 days
Purchase Protection Cover & Credit Shield Cover of ₹25,000 each
Complimentary Roadside Assistance worth ₹1,399
Travel Insurance cover of ₹4,000 each on Loss or Delay of Checked-In Baggage, Loss of Passport & other documents and Delay in Flight
Air Accident cover of ₹1 Crore
Convert all transactions* above ₹2,500 into easy & convenient EMIs from your mobile app
Instant EMI conversion for all online transactions* above ₹2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from your other bank credit cards with our balance transfer privilege* Eligibility norms apply*
Eligibility norms apply*
Interest free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹199 per transaction)
Late Payment fee
Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1300)
There is absolutely no Joining/ Membership/ Annual fee applicable on LIC IDFC FIRST Bank Credit Cards. Your card is free for life.
You can directly use your points to pay for your online purchases or when shopping at a store. Just choose the option to ‘pay with points’. You can also redeem your reward points against amazing offers at idfcfirstrewards.poshvine.com.
Your reward points have a validity of 3 years from the date when reward points are earned.