Annual Report FY 2023
Zero Charges on 28 Commonly Used Savings Account Services
- Accounts
-
Deposits
IDFC FIRST Bank Deposits
View all Deposits -
Loans
IDFC FIRST Bank Loans
View all Loans - Wealth & Insure
-
Payments
IDFC FIRST Bank Payments
View all Payments - Cards
- Rocket Current Account
-
Lending
IDFC FIRST Bank Lending
View all - NBFC Financing
-
Trade
IDFC FIRST Bank Trade
View all - Corp Linked Finance
-
Cash Management Services
IDFC FIRST Bank Cash Management Services
View all Cash Management Services -
Treasury
IDFC FIRST Bank Treasury
See more details
-
Login
Are you ready for an upgrade?
Login to the new experience with best features and services
-
Customer care hotlineCall 1800 10 888
Accounts
- IDFC FIRST Bank Accounts
- Savings
Account - Corporate Salary
Account - Senior Citizens
Savings Account - First Power
Account - Current
Account - NRI Savings
Account - TASC Institutional
Account - Savings Account
Interest Calculator
Deposits
- IDFC FIRST Bank Deposits
- Fixed
Deposit - Recurring
Deposit - NRI Fixed Deposit
- Safe Deposit Locker
- FD Calculator
- RD Calculator
Loans
- IDFC FIRST Bank Loans
- Personal Loan
- Consumer Durable
Loan - Home Loan
- Education Loan
- New Car Loan
- Pre-owned Car Loan
- Two Wheeler Loan
- Pre-owned Two
Wheeler Loan - Commercial Vehicle
Loan - Gold Loan
- Loan Against Property
- Easy Buy EMI card
- Personal Loan
EMI Calculator - Education Loan
EMI Calculator - Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
- FIRST Select
- FIRST Wealth
- FIRST Private
- Mutual Funds
- Sovereign Gold Bond
- Demat & Trading account
- Term Insurance
- Life Insurance
- Health Insurance
- General Insurance
Payments
- IDFC FIRST Bank Payments
- FASTag
- Credit Card
Bill Payments - UPI
- Funds Transfer
- Retail Forex
- Pay Loan EMI
Cards
MSME Accounts
- IDFC FIRST Bank MSME Accounts
- Freedom Current
Account - World Business
Account - Merchant Multiplier
Account - Startup Current
Account - Agri Multiplier
Account - TASC Institutional
Account - Current Account
MSME Loan
- IDFC FIRST Bank Business Loans
- Unsecured - Business Loan
- Unsecured - Professional Loan
- Secured - Loan Against Property
- Working Capital Loan
- Construction Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
- Payments
- Collections
- Tax Payments
- Doorstep Banking
- Point of Sale (POS)
Offers
Lending
Trade
Cash Management Services
Treasury
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
About Us
Investors
Careers
ESG
-
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
-
-
Empowering Small Ventures
Elevating Micro-Business with Innovative Financial Services.
Overview
In line with the vision of our Bank and after successful lending track record at Capital First Limited, IDFC FIRST Bank continues to support and lend to Non-Banking Finance Companies (NBFCs) since its merger in Dec 2018. Our Bank believes that such retail-lending oriented NBFCs truly possess the last-mile reach into India’s millions of micro businesses and individuals that deserve funding on credit but are not able to access the same conveniently. Bank’s lending to these NBFCs is an indirect way for us to support this genre’ of India. Our Bank has pan India NBFC Coverage presence through its four dedicated teams in North, South, West and East regions. These teams help analyze, solve for the needs and process transactions for the NBFCs located in the respective regions. The Bank supports all formats of NBFCs including: Read more...
Micro Finance NBFCs
Home Finance Companies
Personal Loan NBFCs
NBFCs lending to Micro, Small and Medium sized Businesses
NBFCs lending against Assets such as Properties, Commercial Vehicles, Two wheelers, Gold, etc.
Product
Our Bank offers a wide range of products and services with the technology to leverage them anytime, anywhere and the expertise to customize them to client-specific requirements.
Rupee Term loans
Bank provides long term support to NBFCs in all categories by providing medium/long term secured loans considering their Products and funding requirements. Bank provides these loans with different maturities according to the nature of their business.
Working Capital Facilities
Bank can additionally provide working capital Loans and overdraft(OD) facilities to take care of short-term funding requirements of NBFCs. This helps NBFCs to manage their cash flows effectively and maximize their profitability.
Direct Assignments
Bank acquires loans which are originated by NBFCs. This not only provides liquidity support, but also helps NBFCs to better their operating and financial leverage.
Securitization
Bank acquires loans originated by NBFCs that satisfy acquisition criteria of banks through securitization (subscribing to Pass Through Certificates issued against such loans). This helps NBFCs to get benefit of lower interest rates through better rating. It also provides the liquidity support to NBFCs.
Co-Origination / Business Correspondent
Bank provides its own origination criteria or designs the criteria basis the nature of products / borrowers of NBFCs. NBFCs are provided funding support to originate the loans basis the said criteria. This provides operating leverage to NBFCs. NBFCs continue to service these loans.
Syndication of Funds
Bank assists NBFCs in raising funds through External Commercial Borrowings (ECBs), Rupee Term Loans or other such financing avenues, from global and local Institutions, through a dedicated syndications team, which works on specific such mandates for a success based nominal fee.
Swap/Hedging ECBs
Bank facilitates NBFCs to swap their Foreign Currency denominated ECBs into INR funds and can provide hedging solutions for managing their FX exposure, if any.
Cash Management Solutions
Bank provides highly digitized solutions for managing payments arising due to loan disbursements, EMI collections and for myriad other vendor payments; it uses cutting-edge product technology to cater to both – digital and cash payments. The products are enhanced with strong MIS reports to facilitate various account reconciliation needs.Fill details in Form :
Terms and Conditions
- The aforementioned contents (“Contents”) has been provided by IDFC FIRST Bank Limited (“the Bank”) for general information. The Contents does not constitute a promise or guaranteefor granting of loan/product/services provided by the Bank. The Contents are subject to change at the sole discretion of the Bank. The Bank reserves its right to correct any part of the Content at any time as and when required at its sole discretion. The Content shall not be displayed or printed in any form in part or whole without the prior written approval of the Bank. The approval of loan/product/services, inter-alia, subject to evaluation and assessment of the credit profile, information submitted by you, and meeting the required eligibility criteria, if any, prescribed by the Bank, to the satisfaction of the Bank, and subject to Bank’s applicable policies and governing laws. By virtue of providing your basic information or making an application for loan or accessing the loan application process provided by the Bank, shall not be construed or considered as an approval or deemed approval by the Bank. You shall be responsible to provide the required information and documents, complete in all respect, as may be required by the Bank from time to time, to the Bank’s satisfaction. The Bank shall not be liable/responsible in any manner for rejection or refusal of the application/request for the loan/products/servicesprovided by the Bank and reserves all its rights in this regard. The Bank expressly disclaims any liability for errors or omissions in the Content and as such, does not accept any legal liability whatsoever based on the Content, user/applicant should seek professional advice before acting on the basis of information contained herein. Please take an informed decision with respect to any loan/product/services after going through relevant loan/product /services document and applicable terms and conditions. Any action on your part on the basis of the said Content is at your own risk and responsibility . You certify that the information and particulars provided by you, are true, correct, complete and up to date in all respects and you have not withheld any information. You authorize the Bank to contact you with reference to your request/information and to make inquiries related to or verify said information provided by you and to use and share the information shared by you with Bank’s affiliates/subsidiaries/third party vendors or such other person, as per requirement of the Bank. You agree and understand that Bank reserves the right to retain the information, and any documents provided therewith by you and will not return the same to you.
