Plan the perfect honeymoon with a Travel Loan!

Your honeymoon is the perfect time for spending time with your loved one  building a strong bond, exploring new places, and creating everlasting memories. After a big fat Indian wedding, it gives you the opportunity to kick back, relax and celebrate your love.

Countless destinations – both international and domestic – today are catered towards honeymooners. A once-in-a-lifetime opportunity, a lot of thought and care goes into planning the idyllic honeymoon. It can also get expensive depending on what you choose to do!

Whether you want to visit a stunning international locale or explore the hidden gems of India, increasing travel expenses should not taint your dreamy honeymoon plans. You can now leverage a digital personal loan from IDFC FIRST Bank that can be used as a travel loan to make all your honeymoon wishes comes true. 

Features of IDFC FIRST Banks Personal Loans for travel
 

A personal loan from IDFC FIRST Bank comes with a plethora of benefits, making it an ideal choice. Here's a look at them,

· Higher eligibility:

A honeymoon is a unique experience, and every couple wants to make it memorable. Higher eligibility on IDFC FIRST Bank digital personal loans ensures no destination is too far and no desire is too big. Get collateral free travel loans for up to Rs 1 crore and tick everything off your bucket list.

· Quick disbursals:

 Want to make last minute changes to your honeymoon destination? IDFC FIRST Bank offers convenience like no other. The digital personal loan application process is completely paperless and hassle-free. All it takes is a few minutes to make the application online. If you fulfil the eligibility criteria and your credit score is good, you can get instant approvals for up to Rs1 Cr! 

· Affordable EMIs and low interest rates:

IDFC FIRST Bank offers India's most affordable travel loans with customisable repayment options. The personal loan interest rates start at just 10.75% only, with tenures going up to 60 months, giving you absolute autonomy to structure your EMI and repayment schedule basis your finances. To facilitate your financial planning, IDFC FIRST Bank also offers an integrated and easy-to-use personal loan EMI calculator which precisely determine your EMIs and interest based on your loan amount. Absolute autonomy to structure your EMI and repayment schedule basis your finances. A healthy credit score of above 750-800 also allows you to negotiate for a lower interest rate on your travel loan.

· Use as you wish: 

Many people think you can only use a travel loan to cover ticket expenses. However, you are free to use your IDFC FIRST Bank sanctioned holiday loan as you please. From the standard bookings for travel, accommodation, dining and entertainment to sightseeing, adventure sports and private romantic events, you can cover all expenses and experiences.

· Top-up your experiences: 

There is a possibility the actual travel and expenses may overshoot your budgeted estimates. There is no need to compromise on your plans. IDFC FIRST Bank personal loans also come with a top-up option that allows you to fulfil the incremental expenses with an additional loan. Your financial statement will automatically be consolidated with the EMI of the total value disbursed.

· Option to consolidate other debt: 

You may end up swiping your credit card for a lot of sundry expenses such as dining, entertainment, and shopping during your travel. A bunch of transactions can rack up a significant credit card debt, more so if done in foreign currency. Rather than managing the hassle of paying your credit card dues separately or converting them into expensive EMIs, you can transfer them to your IDFC FIRST Bank personal loan at a cheaper cost. Even if you have other outstanding personal debt, you can consolidate it under your IDFC FIRST Bank personal loan.

· Safeguard your family from repayment: 

You also have the option to avail of insurance on your IDFC FIRST Bank travel loan that takes care of repayment risk in case something happens to you in the future. The insurance cover is available at a significantly lower premium compared to other third-party insurance products. It ensures that your loved ones don't have to take the stress of fulfilling your obligations. 

Make memories of a lifetime

Couples forever reminiscence their honeymoon. IDFC FIRST Bank ensures that your experience continues to remain positive and stress-free once you're back. In addition to the affordable and customisable repayment plan, you can access the bank's customer support service as and when needed. 

Kickstart your journey of lifetime happiness with an irreplaceable experience fueled by an IDFC FIRST Bank digital personal loan. !

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.