What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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- Accounts
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Deposits
IDFC FIRST Bank Deposits
View all Deposits -
Loans
IDFC FIRST Bank Loans
View all Loans - Wealth & Insure
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Payments
IDFC FIRST Bank Payments
View all Payments - Cards
- Rocket Current Account
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Cash Management Services
IDFC FIRST Bank Cash Management Services
View all Cash Management Services - Supply Chain Finance
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Corporate Lending
IDFC FIRST Bank Lending
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Treasury
IDFC FIRST Bank Treasury
See more details - NBFC Financing
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Customer care hotlineCall 1800 10 888
Accounts
- IDFC FIRST Bank Accounts
- Savings
Account - Corporate Salary
Account - Senior Citizens
Savings Account - First Power
Account - Current
Account - NRI Savings
Account - TASC Institutional
Account - Savings Account
Interest Calculator
Deposits
- IDFC FIRST Bank Deposits
- Fixed
Deposit - Recurring
Deposit - NRI Fixed Deposit
- Safe Deposit Locker
- FD Calculator
- RD Calculator
Loans
- IDFC FIRST Bank Loans
- Personal Loan
- Consumer Durable
Loan - Home Loan
- Education Loan
- New Car Loan
- Pre-owned Car Loan
- Two Wheeler Loan
- Pre-owned Two
Wheeler Loan - Commercial Vehicle
Loan - Gold Loan
- Loan Against Property
- Easy Buy EMI card
- Personal Loan
EMI Calculator - Education Loan
EMI Calculator - Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
- FIRST Select
- FIRST Wealth
- FIRST Private
- Mutual Funds
- Sovereign Gold Bond
- Demat & Trading
Account - Term Insurance
- Life Insurance
- Health Insurance
- General Insurance
Payments
- IDFC FIRST Bank Payments
- FASTag
- Credit Card
Bill Payments - UPI
- Funds Transfer
- Retail Forex
- Pay Loan EMI
Cards
MSME Accounts
- IDFC FIRST Bank MSME Accounts
- Current Account
- Merchant Multiplier
Account - Startup Current
Account - Agri Multiplier
Account - TASC Institutional
Account - Dynamic Current
Account - Freedom World
Current Account - World business
Account
Trade Services
MSME Loan
- IDFC FIRST Bank Business Loans
- Unsecured - Business Loan
- Unsecured - Professional Loan
- Secured - Loan Against Property
- Working Capital Loan
- Construction Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
- Payments
- Collections
- Tax Payments
- Doorstep Banking
- Point of Sale (POS)
Offers
Cash Management Services
Corporate Lending
Treasury
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
Investors
Careers
ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Schedule of Charges
| IMPS charges (outward) | FREE | NEFT charges (outward at branches) | FREE | RTGS charges (outward at branches) | FREE |
| ATM transaction Charges at IDFC FIRST Bank ATMs | FREE | ATM transaction Charges at Other Bank ATMs | FREE | Debit Card Issuance Charges | FREE |
| Debit Card Annual Charges | FREE | Debit Card Replacement /Re-issuance charges | FREE | SMS alert charges | FREE |
| Cheque book re-issuance charges | FREE | Cash deposit & withdrawal charges at branches (by number) | FREE | Cash deposit and withdrawal charges at branches (by value) | FREE |
| Third party Cash deposit and withdrawal charges at branches | FREE | Stop payment of cheque charges | FREE | Cheque Return – Deposited | FREE |
| Cheque Return – Issued | FREE | Demand draft/ Pay order issuance charges at branches | FREE | Demand draft/Pay order cancellation/ revalidation charges | FREE |
| Duplicate statement issuance charges | FREE | Duplicate Passbook issuance charges | FREE | Decline charges for insufficient balance at ATM | FREE |
| Doorstep banking - Cheque & Document pick up - Adhoc Request | FREE | Balance Certificate issuance charges | FREE | Interest Certificate issuance charges | FREE |
| Account closure charges | FREE | International ATM/ POS transaction charges | FREE | Standing instruction set up charges | FREE |
| Standing instruction failure charges | FREE | ECS return charges | FREE | Photo attestation charges | FREE |
| Signature attestation chargess | FREE | Charges for retrieval of old transactional records | FREE | Charges for any deliverable returned by courier due to negative reasons | FREE |
| Address confirmation charges | FREE | I-Pin Regeneration charges | FREE | Debit Card Pin Regeneration charges | FREE |
NON MAINTENANCE CHARGES
This account will remain a ZERO balance account till the time salary is getting credited. If the salary is not getting credited you are required to maintain the average monthly balance.
Product |
Corporate Salary account with Visa Platinum Debit Card |
Corporate Salary account with Visa Classic Debit Card |
Vishesh Salary account with Rupay Platinum Debit Card |
Average Monthly Balance Requirement |
₹25,000/- |
₹10,000/- |
₹5,000/- |
Minimum Salary credit required |
₹15,000/- |
₹10,000/- |
₹10,000/- |
NMC (Non Maintenance Charges) If Salary upload is not sighted for 3 consecutive months or AMB not maintained in last month # |
>= ₹20000 to < ₹25000 – ₹50/-
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>= ₹7500 < ₹10000 - ₹50 ;
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>= ₹2500 to < ₹5000 - ₹75/-
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# Notes |
#This account will remain a ZERO balance account till the time salary is getting credited. If the salary is not getting credited you are required to maintain the average monthly balance. In the event of a default in regular salary credits or maintenance of Average Monthly Balance as agreed between the bank and customer for the month (referred as ‘Default Month’), the bank will notify the customer clearly of the default and that either salary credit to be sighted or Average Monthly Balance for the account has to be complied in the subsequent month (referred to as ‘Notice Month’) else the NMC (Non Maintenance Charges) for the ‘Notice Month’ will levied and recovered. The bank may choose to notify by SMS / email / letter or by any other mode as the Bank may deem fit. It will be the responsibility of the customer to have a valid email id, mobile number and address updated with the bank at all times, failing which, the customer may not receive the notification/s and the Bank shall not be held responsible for the such failure or non-receipt of bank notifications. The NMC charges will be applicable as per the SOC slabs prescribed by the Bank time to time.
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Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision.
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