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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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FinFIRST Blogs
In the investment game, the more you “flex” your liquidity game, the stronger your returns are likely to be. But when it comes to credit card APRs, the slimmer they are the better!
Credit card APR is the interest you pay on your credit card dues.
Interest = expense = Heavy financial burden.
It’s time to shed this weight.
With no joining or annual membership fee and low APRs starting at just 9% per annum, IDFC FIRST Bank credit cards takes some of the financial burden off your shoulders. Apply for credit card online and make the most of your finances with an interest-free period of up to 50 days.
But until you do that, what about switching to lower APRs?
READ MORE
Transfer your credit card balance to an IDFC FIRST Bank Credit Card and get low APRs to pay your dues affordably.
Seeing is believing so take a look –
Card A |
IDFC FIRST Bank Credit Card |
APR – 32% |
APR –9% |
Outstanding balance – ₹50,000 |
Outstanding balance transferred – ₹50,000 |
Interest payable – 32% of ₹50,000 = ₹16,000 |
Interest payable – 9% of ₹50,0000 = ₹4500 |
Savings = ₹11,500.
You can do a lot with the interest saved.
If interest saving is not enough; you can also enjoy other benefits –
· No joining or annual fees, throughout your lifetime
· Accelerated reward points that never expire
· Redeem your reward points on your credit card bills
· Use TravelVerse offers for a range of travel-related benefits. Avail offers from Qatar Airways, booking.com and more. Know more
· Max out on lifestyle discounts
And much more!!
There are three simple words to describe what you get with IDFC FIRST Bank Credit Cards – Savings, Savings and Savings.
Why carry the excess weight when slimming down the expenses can save your wallet a hefty amount? Explore our range of credit cards and make the switch.
Don’t wait, transfer your credit card balance to an IDFC FIRST Bank credit card and give your monthly budget a toned look!
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.
