How to apply for the FIRST Millennia Credit Card online

Congratulations on making the decision to apply for the FIRST Millennia Credit Card! This powerful and versatile credit card offers a wide range of benefits and rewards for its users. Whether you're looking to earn reward points on everyday expenses, travel and entertainment perks, or simply build your credit score, the FIRST Millennia Credit Card has got you covered. Find out how you can make this credit card your own.

FIRST Millennia Credit Card: A quick overview
 

The FIRST Millennia Credit Card by IDFC FIRST Bank gives you rewards and benefits that fit right into your life. Here is why this credit card is your new sidekick -

• Rewards on everyday spends - With the FIRST Millennia Credit Card, you get 3X reward points on online purchases for spends up to ₹20,000 per month. You earn 10X reward points on incremental spends above  ₹20,000 per month and on every purchase made on your birthday.
  
  Education, wallet loads and government service transactions earn up to 3X reward points. However, these transactions will not be a part of 10X threshold calculation.
• Make life more rewarding - This card comes with benefits that make every day feel a little fancier. Catch a movie for 25% off or get railway lounge access and roadside assistance in a jam. You will save on fuel, dining, health and wellness, and lots more. All while racking up those points for even bigger rewards.
• Lifetime-free - The IDFC FIRST Millennia Credit Card is free for life. That means there’s no joining fee or annual membership charges to use your card.
• Instantly redeem your points - The best part is you can instantly redeem your points for statement credits, gift cards, or pay for purchases right from your phone. No waiting around for rewards to accumulate or expire. Your points are as good as cash in your pocket.
  
• Welcome gifts to get you started - Kickstart your spending right away and get a ₹500 voucher. All you have to do is spend ₹5000 or more within 30 days of getting your new card. Plus, 5% cashback up to ₹1,000 on your first EMI purchase within the first month. It’s like this card buys you lunch as soon as you become friends.
• Activate UPI instantly - If UPI is your go to payment mode, you can make this credit card as the payment source. All you have to do is activate a RuPay version of the FIRST Millennia Credit Card for a small fee of ₹199 per year. Once activated, you can link it to any UPI app such as PhonePay, BHIM or PayTM. 

Step-by-step guide to apply for FIRST Millennia Credit Card online
 

Here’s how you can apply for this credit card online -

• Visit the application page: Click here to visit the application page
• Fill in the details: Enter your personal information, income details, contact information, etc. Be accurate.
• Submit and wait: Review everything carefully, then hit submit and wait for a quick response from the bank.

If approved, you will receive your FIRST Millennia Credit Card within a few business days.

Ready to upgrade?
 

With all the rewards, benefits, privileges, and convenience offered by the FIRST Millennia Credit Card, it's easy to see why applying online is a total no-brainer. Whether you are looking to earn points on spending, save on movies and dining, get complimentary lounge access when travelling, or simply make payments more flexible with EMIs, this card has got you covered.

So don't wait - head to the IDFC FIRST Bank website or app to apply for this credit card online.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.