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Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
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- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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FinFIRST Blogs
Credit Card
Build a strong credit score with the FIRST WOW! Credit Card
Summary: The FIRST WOW! Credit Card is an excellent choice if you’re looking to build a strong credit score, while enjoying benefits such as zero forex charges, VISA Infinite privileges, and much more. Read on to learn more.
FIRST WOW! Credit Card is a fixed deposit (FD)-backed credit card that allows cardholders to earn rewards while accessing funds when needed. With a credit limit that suits your needs and no hidden charges, this card increases your credit score. It enhances your purchasing power, proving helpful in emergencies or when making a heavy purchase.
In this article, we'll walk you through the features of the FIRST WOW! Credit Card, including credit card fuel surcharge, lifetime free access, etc. and how it can help you build a strong credit score. Read along!
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FIRST WOW! Credit Card features
Here are some benefits and features of the FIRST WOW! Credit Card, making it a perfect choice for you.
Helps build a strong credit score
If you have a low credit score, you can work towards strengthening it with the FIRST WOW! Credit Card. As a secured credit card issued against a fixed deposit, you don’t need to have a stellar credit score to obtain one.
Once you get the FIRST WOW! Credit Card, you simply need to make timely payments, keep your credit utilisation low and maintain regular spends to grow your credit score. This will open doors to better credit products and loans with favourable interest rates in the future.
Lifetime-free credit card
The FIRST WOW! Credit Card stands out from its competitors because it has no joining, membership, or annual fee, making it lifetime-free credit card.
Enjoy 4X reward points
The FIRST WOW! Credit Card offers up to 4X reward point for every ₹150 you spend. You may redeem your points for discounts and rewards at over 300 different stores, both online and in-store. Plus, these reward points don't have any expiry date, which means you can redeem them whenever you want.
Other FIRST WOW! Credit Card offers
Apart from these, FIRST WOW! Credit Card offers various other benefits such as:
- You get up to 20% discount at more than 1500 restaurants across the country
- Discounted movie tickets with up to 50% off on BookMyShow, as well as other perks from the VISA Infinite premium platform
- 1% credit card fuel surcharge waiver at any petrol pump
- A maximum of Rs 2,00,000 in personal accident insurance coverage
- Enjoy 0% forex markup fee on international transactions
Eligibility criteria for FIRST WOW! Credit Card
Here are some conditions you must meet to be able to apply for a FIRST WOW! Credit Card -
- You should be 18 years old or above
- You must be a valid PAN cardholder
- You don't need any proof of your income or credit history
Summing up
Along with being a lifetime free credit card and offering reward points with no expiry date, the FIRST WOW! Credit Card offers low-interest rates starting from 9% per annum. This makes the FIRST WOW! Credit Card is perfect for anyone wanting to build a strong credit score while taking advantage of various rewards and cashback.
So, apply for your FIRST WOW! Credit Card now.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.
