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As a student, worrying about managing your expenses should be the last thing on your mind. Getting a credit card, however, can be tricky – unless you’re talking about the FIRST WOW! Credit Card!
To apply for the FIRST WOW! Credit Card, you don’t require any income proof or credit history.
And the minimum age criteria to apply for this credit card is 18 years. With features like No Forex conversion fee , 4X Reward Points on spends and ATM cash withdrawal limit of 100% of the FD value, it’s a must-have credit card for getting a headstart in your credit journey which will be very helpful for your future financial well-being.
Enjoy the perks of WOW life now!
Some of the Credit Card features have been revised, effective 1st May 2024.
To view the list of revised features, Click here.
*1X = 1 Reward Point per ₹150 spent | 1 Reward point = ₹0.25. Rewards program not applicable on Fuel, EMI transactions & Cash withdrawals.
Insurance premium payments and Utility bill payments will earn 1x reward points.
Cash advance fee of ₹199 is applicable per transaction
IDFC FIRST Bank offers a completely online and paperless mode to apply for the FIRST WOW! Credit Card
Register and verify your details
Choose and fund your Fixed Deposit
Complete your KYC
Get your FIRST WOW Credit Card today with minimum deposit of ₹10,000
Avail awesome deals & discounts across the wide range of popular brands we’ve partnered with
Have questions? Here are the answers!
Yes, since FIRST WOW! credit card is designed for the financial requirements of the students, you can opt for it even without a job. However, you would need to back it with a fixed deposit.
Since students are not likely to have any income, they can apply for a credit card without any income. However, they may need to secure their credit card with a fixed deposit (FD)
The credit limit of FIRST WOW! Credit Card for student depends on the amount you secure in your fixed deposit. FIRST WOW! Credit Card from IDFC FIRST Bank offers a minimum credit limit of 100% of your FD value.
FIRST WOW! Credit Card designed for students, does not charge any joining or annual membership fees.
Here are the documents required for FIRST WOW! Credit Card for students in India:
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