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Interest rate range of contracted loans for the past quarter

Product	Minimum ROI	Maximum ROI	Average ROI
Personal Loan*	9.00	36.00	14.10
Business Loans	10.25	33.84	16.05
Commercial Vehicles Loan	8.25	26.04	11.80
Construction Equipment Loan	8.50	18.54	10.00
Home Loan	8.60	11.00	9.07
Loan Against Property	8.75	11.51	9.52
Suvidha Loan Against Property	8.75	16.10	12.67
Micro Business Loans	10.50	29.00	20.74
New Car Loans	8.35	10.50	8.96
Used Car Loans	9.65	19.50	14.13
Two Wheeler Loans	4.58	17.52	9.90
Cross-Sell Personal Loan (Personal Loan to existing customers)	11.01	35.82	24.13
Consumer Durable Loan	9.5* *For tenure of 36 months and above, minimum ROI is 10%	36.00	22.75
Inventory Funding	8.50	17.00	10.48
Education Loan	9.00	14.25	11.07
Gold Loan	9.40	18.00	11.01
Digital Lending	11.00	26.00	12.33
Kisan Credit Card (KCC)	9.00	15.50	11.49
Tractor Loan	12.00	24.46	13.60
JLG Loans	23.00	24.50	24.43
Micro Enterprise Loans	17.00	30.60	25.19
Rural Two Wheeler Loans	9.01	25.59	18.29
Rural Commercial Vehicle Loans	10.00	21.50	16.12
Rural Loan Against Property	8.85	19.00	17.55
Rural Home Loans	8.40	16.50	13.55
Suvidha Shakti	24.00	24.50	24.47
Rural Consumer Durable Loan	9.55	28.91	16.29
Rural New Car Loans	7.00	13.00	9.12
Rural Used Car Loans	7.00	18.10	14.68
Rural Gold Loan	9.6	18	13.2
Rural Personal Loan	15.00	27.50	21.27
Rural Cross-Sell Personal Loan Consumer Loan(Personal Loan to existing customers)	11.08	35.48	26.31
Rural Cross-Sell Personal Loan Two Wheeler (Personal Loan to existing customers)	21.2	35.48	29.23

* For tenure 36 months and above, minimum is 10%
*For Personal loan Interest Rate mentioned above is Monthly Reducing Rate of Interest

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