What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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Payments
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Cash Management Services
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IDFC FIRST Bank Treasury
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Customer care hotlineCall 1800 10 888
Accounts
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Account - Corporate Salary
Account - Senior Citizens
Savings Account - First Power
Account - Current
Account - NRI Savings
Account - TASC Institutional
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Interest Calculator
Deposits
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Deposit - Recurring
Deposit - NRI Fixed Deposit
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Loans
- IDFC FIRST Bank Loans
- Personal Loan
- Consumer Durable
Loan - Home Loan
- Education Loan
- New Car Loan
- Pre-owned Car Loan
- Two Wheeler Loan
- Pre-owned Two
Wheeler Loan - Commercial Vehicle
Loan - Gold Loan
- Loan Against Property
- Easy Buy EMI card
- Personal Loan
EMI Calculator - Education Loan
EMI Calculator - Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
- FIRST Select
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Account - Term Insurance
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Payments
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Bill Payments - UPI
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Cards
MSME Accounts
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- Current Account
- Merchant Multiplier
Account - Startup Current
Account - Agri Multiplier
Account - TASC Institutional
Account - Dynamic Current
Account - Freedom World
Current Account - World business
Account
Trade Services
MSME Loan
- IDFC FIRST Bank Business Loans
- Unsecured - Business Loan
- Unsecured - Professional Loan
- Secured - Loan Against Property
- Working Capital Loan
- Construction Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
- Payments
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- Doorstep Banking
- Point of Sale (POS)
Offers
Cash Management Services
Corporate Lending
Treasury
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
Investors
Careers
ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Interest rate range of contracted loans for the past quarter
| Product | Minimum ROI | Maximum ROI | Wgh Average ROI |
| Personal Loan** | 9 | 36 | 13.3 |
| Business Loans | 10.5 | 33.48 | 16.57 |
| Commercial Vehicles Loan | 8.80 | 23.03 | 12.00 |
| Construction equipment business | 8.89 | 21.01 | 10.11 |
| Home Loan | 8.50 | 10.35 | 8.93 |
| Loan Against Property | 8.85 | 10.96 | 9.39 |
| Small Ticket Loan against Property | 9.1 | 15.35 | 11.87 |
| Micro Business Loans | 10.2 | 28.1 | 19.53 |
| New Car Loans | 7 | 10.79 | 8.77 |
| Used Car Loans | 9 | 18 | 13.79 |
| Two Wheeler Loans* | 5.00 | 17.01 | 9.76 |
| Cross-Sell Personal Loan (Personal Loan to existing customers) |
11 | 35.81 | 23.83 |
| Consumer Durable Loan | 10.25*** | 36 | 22.5 |
| Inventory Funding | 9.5 | 21 | 10.32 |
| Education Loan | 9 | 13.5 | 10.8 |
| Gold Loan | 10.05 | 19 | 11.5 |
| Digital Lending | 10.5 | 26 | 12.78 |
| Rural Personal Loan | 11 | 26.5 | 21.65 |
| Rural Cross-Sell Personal Loan Consumer Loan (Personal Loan to existing customers) |
12 | 35.93 | 27.24 |
| Rural Cross-Sell Personal Loan Two Wheeler (Personal Loan to existing customers) |
17.01 | 35.93 | 30.44 |
| Kisan Credit Card (KCC) |
8.5 | 15 | 11.75 |
| Tractor Loan | 12 | 22 | 14.35 |
| JLG Loans | 24.5 | 24.5 | 24.5 |
| Micro Enterprise Loans | 17 | 28.5 | 25.39 |
| Rural Two Wheeler Loans | 4.95 | 25.03 | 17.78 |
| Rural Commercial Vehicle Loans | 10.12 | 23 | 17.92 |
| Rural Loan Against Property | 9.6 | 20 | 17.77 |
| Rural Home Loans | 8.5 | 16.5 | 13.99 |
| Suvidha Shakti | 24.5 | 24.5 | 24.5 |
| Rural Gold Loan | 10 | 21 | 15.28 |
| Rural Consumer Durable Loan | 9.75 | 33.84 | 16.56 |
| Rural New Car Loans | 7 | 13 | 9.58 |
| Rural Used Car Loans | 7 | 18.5 | 15.06 |
| Rural Education Loan | 11.5 | 11.75 | 11.63 |
*% plotted as per Flat Rate
** For Personal loan Interest Rate mentioned above is Monthly Reducing Rate of Interest
** Personal loan interest rate is fixed and not floating
***For gross tenure 12 months and above, minimum ROI is 10.5%
