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Product | Minimum ROI | Maximum ROI | Wgh Average ROI |
Personal Loan | 9.00 | 36.00 | 13.24 |
Business Loans | 10.25 | 33.83 | 17.20 |
Commercial Vehicles Loan | 8.66 | 28.96 | 12.36 |
Construction Equipment Loan | 8.74 | 19.56 | 10.34 |
Home Loan | 8.50 | 12.00 | 9.03 |
Loan Against Property | 9.00 | 10.99 | 9.50 |
Small Ticket Loan against Property | 9.10% | 16.10% | 12.00% |
Micro Business Loans | 10.50% | 28.00% | 22.19% |
New Car Loans | 8.25% | 10.50% | 8.88% |
Used Car Loans | 9.50% | 18.00% | 13.76% |
Two Wheeler Loans | 5%* | 18.8%* | 10.17%* |
Cross-Sell Personal Loan (Personal Loan to existing customers) | 11.12% | 35.49% | 24.32% |
Consumer Durable Loan | **10.10% | 36.00% | 22.75% |
Inventory Funding | 9.35% | 16.00% | 10.28% |
Education Loan | 9.00% | 14.25% | 10.78% |
Gold Loan | 10.00% | 18.00% | 11.29% |
Digital Lending | 10.50% | 26.00% | 12.56% |
Rural Personal Loan | 15.00% | 26.50% | 21.86% |
Rural Cross-Sell Personal Loan Consumer Loan(Personal Loan to existing customers) | 12.00% | 35.56% | 28.20% |
Rural Cross-Sell Personal Loan Two Wheeler (Personal Loan to existing customers) | 17.30% | 35.49% | 30.42% |
Kisan Credit Card (KCC) | 9% | 15% | 12% |
Tractor Loan | 12.00% | 20.91% | 14.10% |
JLG Loans | 24.5% | 24.5% | 24.5% |
Micro Enterprise Loans | 17.00% | 28.00% | 25.49% |
Rural Two Wheeler Loans | 12.07% | 24.97% | 18.18% |
Rural Commercial Vehicle Loans | 10.00% | 25.65% | 18.08% |
Rural Loan Against Property | 9.60% | 20.00% | 17.71% |
Rural Home Loans | 8.50% | 16.50% | 14.22% |
Suvidha Shakti | 24.5% | 24.5% | 24.5% |
Rural Gold Loan | 10.00% | 18.00% | 15.58% |
Rural Consumer Durable Loan | 9.53% | 29.97% | 15.95% |
Rural New Car Loans | 9.00% | 13.00% | 9.63% |
Rural Used Car Loans | 8.00% | 20.00% | 15.00% |
Rural Education Loan | 10.00% | 12.75% | 11.52% |
*Min , Max and Weighted average rates are alloted as per flat rate
**For tenure of 12 months and above, minimum ROI is 10.30%