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Customer Speak

Frequently Asked Questions

Is there any Joining/Annual fee applicable for IDFC FIRST Bank Credit Cards?

There is no Joining or Annual fee applicable on following IDFC FIRST Bank credit cards

FIRST Millennia
FIRST Classic
FIRST Select
FIRST Wealth
FIRST WOW!

Is there an expiry date on the reward points accrued on my card?

There is no expiry date to the reward points accrued on your IDFC FIRST Bank Credit Card except for LIC Classic & LIC Select Credit Cards.

I already have an IDFC FIRST Bank Credit Card. Can I apply for another one?

You can apply for our Co-branded Credit Cards if you are already an IDFC FIRST Bank credit card holder.

The credit limit will be shared with your existing IDFC FIRST Bank Credit Card.

Additionally, you can also apply for:

  1. FIRST Digital RuPay Credit Card: To enable UPI transactions on your existing IDFC FIRST Bank Credit Card, you can apply for our instantly issued RuPay Credit Card.
  2. FIRST WOW! Credit Card: A secured, fixed deposit-backed card with 0% forex markup fees on international transactions.
  3. Stories: A personalised Credit Card with your favourite image on it.
  4. Add-on cards: You can also obtain an add-on Credit Card for anyone, including friends and family members, if you are an existing IDFC FIRST Bank Credit Card holder.
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