There is NO Joining or Membership fee applicable on any of IDFC FIRST Bank Credit Cards.
IDFC FIRST Bank Bank Credit Cards are loaded with a host of benefits, offers & features.
Some of them are listed below and will be applicable as per card variant available with
Lifestyle benefits – Discounts on shopping, dining & movies, complimentary round of golf every month, etc.
Travel benefits – Complimentary airport lounge access.
Other benefits – various in-app online discounts, discounts on health and wellness outlets, etc.
There is NO expiry date to the reward points accrued on your IDFC FIRST Bank Credit Card
Mobile Banking App
For all transactions in India, yes, you will be asked for a PIN for completing the transactions. However, outside India, you will be asked for the PIN only if the POS terminal is enabled for PIN authentication.
There is NO Joining Fee on any of the IDFC FIRST Bank Credit Cards. However, for FIRST Power Credit Card, a Joining Fee of ₹199 is applicable and it is currently waived off as an introductory offer.
There is NO Annual Fee on any of the IDFC FIRST Bank Credit Cards. However, for FIRST Power Credit Card, an annual fee of ₹199 is applicable which is waived-off on achieving the spends of Fee ₹50,000 in an anniversary year.
The annual fee will be charged on completion of 1 year from the date of card generation. This fee will be charged every year. In case of achieving the targeted spends, the annual fee will be waived-off automatically.