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Meanwhile, Did You Know?

  • How will a lower interest rate on IDFC FIRST Credit Card help me?

    Low interest rates on IDFC First Credit Card allows you to save money v/s any other bank's card in case you occasionally decide to make part payments.

  • How quickly do I need to redeem the reward points earned on my credit card ?

    IDFC FIRST Bank credit cards come with reward points that never expire. You can redeem the points over a lifetime till your card is active.

  • What is the easiest way to start using the card after approval ?

    Log onto your IDFC FIRST Bank mobile app and enable online transaction to start right away.

  • How will a lower interest rate on IDFC FIRST Credit Card help me?

    Low interest rates on IDFC First Credit Card allows you to save money v/s any other bank's card in case you occasionally decide to make part payments.

  • How quickly do I need to redeem the reward points earned on my credit card ?

    IDFC FIRST Bank credit cards come with reward points that never expire. You can redeem the points over a lifetime till your card is active.

  • What is the easiest way to start using the card after approval ?

    Log onto your IDFC FIRST Bank mobile app and enable online transaction to start right away.

Congratulations, you are almost there !
Application no.

We are verifying your application and shall update you within 4 working days.

Please submit an officially valid document as a proof of your updated correspondence address within 90 days at the nearest IDFC FIRST Bank branch.

  • 100% Cashback*

    on first transaction using Add-on Credit Card Share the financial freedom with your loved ones

    *upto Rs. 500

  • Refer your friend and earn together !

    Earn 2000 reward points each with every successful IDFC Bank Credit card referral*

    *T&C Apply
Oh no!

Sorry! We will not be able to process your application as it does not meet our internal policy criteria.

We are verifying your application and will update you within 7 working days.

Congratulations!

Your physical card will be delivered within 5 working days

Application Ref no:

You can now use your Credit Card online!

  • 1 To enable online transactions, login to the Mobile App or Net Banking
  • 2 Customer ID and Last 4 digits of your credit card required for login have been sent on your registered email ID and mobile number

Gift a lifetime free
Add-on card

Share your credit limit and card benefits with your family, friends or anyone you trust

Refer your friends and
earn together !

You earn 2000 Rewards for every Card issued to your references

T&C Apply.

Know more about your new Credit Card

When will I receive my new Credit Card ?

Your IDFC FIRST Bank credit card will be delivered to you on your preferred mailing address within 3 working days.

How to set up a PIN for your credit card once it is delivered ?

You can easily setup your credit card pin by calling 18605001111 from your registered mobile number and selecting the "Set your credit card PIN" option after inputting last 4 digits of the card number followed by # key.

How to make a contactless payment ?

To make a contactless payment, please use your card with a PIN based transaction at a retail store to fully activate the card. RBI mandates contactless transaction limit capping at ₹5000 per transaction.

How can I view and download Credit Card statement?

Your credit card e-statement will be sent to your registered email id every month once the statement is generated.

Where do I redeem my reward points ?

Points accumulated on your IDFC FIRST Bank credit card can be redeemed for a host of amazing vouchers at https://idfcfirstrewards.poshvine.com

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