There is NO Joining or Membership fee applicable on any of IDFC FIRST Bank Credit Cards.
IDFC FIRST Bank Credit Cards are loaded with a host of benefits, offers & features.
Some of them are listed below and will be applicable as per card variant available with you:
Lifestyle benefits – Discounts on shopping, dining & movies, complimentary round of golf every month, etc.
Travel benefits – Complimentary airport lounge access.
Other benefits – Various in-app online discounts, discounts on health and wellness outlets, etc.
There is NO expiry date to the reward points accrued on your IDFC FIRST Bank Credit Card
Mobile Banking App
For all transactions in India, yes, you will be asked for a PIN for completing the transactions. However, outside India, you will be asked for the PIN only if the POS terminal is enabled for PIN authentication.