Travel essentials: Preparing for an adventure in India's countryside

Travelling to the rural heartlands of India can be an exhilarating experience, being a stark contrast to the hustle and bustle of urban life. From serene landscapes and villages of historical significance to rich cultural traditions, the hinterlands have much to offer to tourists, travellers, and adventurers.

However, visiting these areas also comes with its unique set of challenges and requirements. To ensure you have a safe and enjoyable trip, you must pack the right travel essentials and plan your finances wisely. Here’s a comprehensive guide to help you prepare.

Rural travel and its unique challenges
 

Travelling to rural India presents distinct challenges compared to city travel. Infrastructure in rural areas may not be as developed, leading to issues with transportation, accommodation, and communication. 

Power outages, limited internet access, and minimal medical facilities can be expected. Hence, tourists need to be prepared for a more rustic and self-reliant travel experience.

Essential travel items for your trip
 

Packing the right travel essentials is crucial for comfort and safety during your rural escapade. Here are some things to take while travelling –

1. Travel documents and copies–

Always carry multiple copies of your identification documents, including your passport, visa, and travel insurance. Keep the originals and copies in separate bags to avoid loss.

2. First aid kit – A well-stocked first aid kit with basic medicines (antibiotics, antacids, antiseptics, etc.), bandages, and any personal prescription medications is a must.

    

3. Water purification tablets or filters–

Safe drinking water can be a concern in rural areas. Carrying water purification tablets or a portable water filter can help prevent waterborne diseases.

4. Portable charger and extra batteries–

Given the likelihood of power outages, having a fully charged power bank and spare batteries for your devices can be a lifesaver.

5. Clothing for various weather conditions–

The weather in rural India can vary significantly. Pack light, breathable clothes for the day and warmer layers for the cooler nights. Don’t forget a waterproof jacket and sturdy footwear for outdoor activities.

6. Reusable water bottle–

Staying hydrated is vital. Carrying a reusable water bottle is environmentally friendly and practical, making it essential for travel.

7. Toiletries and personal care items–

Basic toiletries may not be readily available in rural areas. Ensure you carry enough to last your trip.

8. Local currency and a reliable payment method–

While some rural areas are adapting to digital payments, cash is still king in many parts. Carry sufficient local currency and use a reliable method for larger transactions. This is where the financial flexibility offered by IDFC FIRST Bank FIRSTmoney can be particularly useful.

The financial flexibility of FIRSTmoney
 

Careful financial planning is a travel essential when funding a trip to rural India. FIRSTmoney offers a smart personal travel loan that caters to the various needs of travellers.

1. Zero foreclosure charges

In rural travel, plans can change unexpectedly due to various factors, like weather, local festivals, or new opportunities for exploration. With this feature, you can repay your loan early without any penalties if your trip concludes sooner than anticipated. This flexibility allows you to adapt your finances to the fluid nature of rural tourism.

2. Flexible borrowing  

Rural areas often present spontaneous opportunities, like unplanned excursions or local craft purchases. Once approved for a FIRSTmoney smart personal loan, you can access loans multiple times anytime, anywhere.

3. Monthly reducing interest rates

Rural travel is essentially about effectively managing unpredictable expenses like medical emergencies and vehicle repairs. With monthly reducing interest rates, you get charged only on the amount utilised from the approved credit limit. This ensures you pay for what you use, helping you stay within your travel budget while accommodating any unexpected expenses.

4. Affordable interest rates

Starting at 10.99% p.a., the affordable interest rates offered by FIRSTmoney make it an economical option for financing your trip. In rural travel, where the availability of affordable amenities can vary, having access to a cost-effective loan ensures that you can cover necessary expenses like transportation, accommodation, and travel essentials without financial strain.

5. Easy online application process

The process of planning a trip to rural India can be time-consuming, with multiple logistical considerations. The easy online application process for a FIRSTmoney loan allows you to secure funding quickly and efficiently from the comfort of your home, saving you time and effort.

To apply for a FIRSTmoney personal loan, follow these simple steps -

1. Start by scanning the QR code or clicking loan from your smartphone
2. Register using your mobile number and confirm basic/personal details to check your eligibility
3. Select the loan amount of your choice and choose flexible repayment terms
4. Link your bank account where you wish the funds to be disbursed
5. Complete the Video KYC verification process with your physical PAN card

Note that the FIRSTmoney travel loan is for individuals with high creditworthiness. Here are the eligibility requirements -

1. You need to be a salaried or self-employed individual
2. Your age must be at least 21 years and at most 60 years
3. Your CIBIL score must be a minimum of 730

By leveraging these features, FIRSTmoney helps you manage essential travel expenses smoothly. You get the financial flexibility and support necessary for an unpredictable rural adventure.

How to make the most of your rural travel experience
 

Putting money matters aside for a moment, remember that the most important part of travel is immersing yourself in the rural culture. Here are some tips on how to enjoy your tour to the fullest -

1. Engage with the local community–

One of the highlights of rural tourism is the opportunity to interact with local communities. Participate in local festivals, visit local markets, and learn about traditional crafts and practices.

2. Respect local customs and traditions–

Each village has its unique customs. Be respectful and aware of these to ensure a harmonious experience.

3. Sustainable travel practices–

Rural areas often rely heavily on their natural resources. Practice sustainable travel by minimising waste, using eco-friendly products, and respecting the environment.

4. Stay connected–

While rural areas may have limited connectivity, it’s essential, while travelling, to stay in touch with friends and family. Inform them of your whereabouts and have a local SIM card for emergency contacts.

5. Safety first–

Prioritising your safety is absolutely essential when travelling. Avoid travelling alone at night, be cautious with your belongings, and have emergency contact numbers readily available.

In conclusion
 

Travelling to the Indian countryside can be an enriching experience, offering unique insights into the country’s diverse cultural tapestry and natural beauty. However, travel essentials for a trip to rural India go beyond just packing the right items. They include financial preparedness and the flexibility to handle unexpected expenses.

With FIRSTmoney, you can explore with confidence, knowing that your travel dreams are supported by a reliable and convenient financial partner. Apply for FIRSTmoney today and embark on an unforgettable journey into the heart of India.