Celebrate life’s rewards: The FIRST Select Credit Card is here

In a world where every purchase is an opportunity, your credit card should be more than just a payment method. Instead, it should be a tool that amplifies your lifestyle and helps you celebrate life’s best moments. This is why making the right choice is so important to maximise your credit card rewards and take every milestone to the next level.

Understanding how to use credit card reward points and other benefits can greatly enhance one's spending power and lifestyle. That is exactly what the FIRST Select Credit Card by IDFC FIRST Bank, now available in a new look, offers.

With its striking graphic, the FIRST Select Credit Card vividly represents your aspirations, freedom, and celebrations. Inspired by you, this credit card helps you #IndulgeMore while meeting your everyday needs and aspirations. Whether you're maximising your credit card rewards or having the best credit card for dining out, here are some ways it stands out in your life.

The FIRST Select Credit Card: An answer to your aspirations

The FIRST Select Credit Card offers a glimpse into the lifestyle you wish to embrace more frequently. The credit card rewards and features are meticulously tailored to enhance your experience. This makes the FIRST Select Credit Card attractive for seasoned and new users. With top-tier features and a vibrant new design to capture a slice of your dream life, the FIRST Select Credit Card can be your go-to choice for a standout customer experience.

The standout FIRST Select Credit Card experience

The most enticing aspect of the FIRST Select Credit Card is a lifetime-free card that aligns perfectly with your financial goals while delivering top-tier credit card rewards.

Here’s a look at the standout FIRST Select Credit Card experience –

For a lifetime -

Not only is the FIRST Select Credit Card lifetime free, but its credit card rewards also never expire. While most users fret over how to use credit card reward points before they expire, you can take your time to maximise them.

Low maintenance –

Owning a credit card shouldn’t come with high fees. The FIRST Select Credit Card ensures this by offering high benefits while keeping charges low. This includes -

a. A nominal forex charge of 1.99% applies to overseas transactions

b. One of the lowest Annual Percentage Rates (APRs) in the market, starting at 9% per annum

c. Cash withdrawals from domestic and international ATMs are interest-free for up to 45 days

Travel card advantages –

The credit card rewards of the FIRST Select Credit Card are designed to enhance your travel experiences. Make it your first choice for travel with features like -

a. Two complimentary domestic airport lounge access every quarter

b. Four complimentary railway lounge access every quarter

b. Cancellation For Any Reason (CFAR) insurance on two claims of ₹10,000 every year on hotel and flight booking cancellations

c. Visa offers include discounts on Airport Fast Track immigration service at over 450 destinations worldwide and airport transfer limousine service in over 3000 cities across 83 countries

d. Premium benefits in over 900 luxury hotels across the world

Credit card rewards –

The FIRST Select Credit Card rewards start from day one and can go up to 10X reward points. Here’s a look –

a. Welcome voucher of ₹500 on spending ₹5000 during the first 30 days of card generation

b. 3X credit card reward points on rental and property management payments

c. 10X reward points on spends exceeding ₹20,000 in a statement cycle and on your birthday

d. 3X reward points on all other spend till ₹20,000 in a statement cycle

e. Up to 3X reward points on all UPI transactions

f. 1X reward points on insurance premium and utility bill payments

Premium lifestyle –

Live your aspirational lifestyle with premium privileges like –

a. Buy one, get one movie ticket offer twice a month

b. Offers on over 300 merchants and brands all year long

c. Enjoy dining discounts of up to 20% at over 1500 restaurants

Savings and protection –

You also receive various credit card rewards that help you save every day. This includes –

a. 1% fuel surcharge waiver on fuel expenses

b. Drive with freedom as you have complimentary roadside assistance of ₹1399 to call upon

c. All-encompassing insurance protection that includes air accident coverage of ₹1 crore, personal accident coverage of ₹5 lakhs, lost card liability coverage of ₹50,000, and travel insurance coverage of ₹22,500

Easy equated monthly instalments (EMIs) –

Repayment is easy with FIRST Select Credit Card. Convert eligible transactions above ₹2500 to easy EMIs with a few clicks on your mobile app. Receive up to ₹1,000 cashback on the transaction value of the first EMI done within 30 days of card issuance.

UPI compatibility –

By linking your FIRST Select Credit Card with your UPI app, you can enjoy credit card benefits on your everyday transactions. Your digital card is instantly issued, and you can earn a cashback of up to ₹200.

Celebrate life with FIRST Select Credit Card

With its new look, the FIRST Select Credit Card isn’t just a payment tool – it’s an opportunity to celebrate life’s best moments in style. With its striking new look and premium credit card rewards, this card offers an array of benefits that enhance your lifestyle.

From exclusive lounge access to exciting restaurant deals and more, this is the best credit card for dining out, travelling, or simply enjoying everyday indulgences. Get the FIRST Select Credit Card and start enjoying its perks today!