Earn more on every purchase: Discover the top cashback credit cards for savings

Credit cards have evolved beyond simple payment tools into powerful financial instruments that help you save more on your daily expenses. By turning every transaction into a rewarding experience, credit cards can significantly enhance your financial well-being. IDFC FIRST Bank credit cards are designed to maximise your savings, offering an array of benefits tailored to your spending habits. Whether it is for fuel, shopping, or daily transactions, the bank provides some of the best credit cards for saving money, ensuring that every purchase contributes to your financial goals.

FIRST Power+ Credit Card: Power up your fuel spends with savings on every spend
 

The FIRST Power+ Credit Card is your ideal companion for fuel purchases and daily expenses. Designed for those who frequently commute or travel by road, this card ensures that your fuel spends are more than just a necessity.

Features and benefits:

• Save up to ₹18,500 annually which is enough to buy 175+ litres of fuel by saving up to 6.5% on fuel expenses.
• Enjoy 5% savings as rewards on grocery, utility expenses, and IDFC FIRST Bank FASTag recharges.
• Complimentary domestic airport lounge access once every quarter and roadside assistance worth ₹1399.
• Make interest-free cash withdrawals for up to 48 days (or until the due date), providing financial flexibility when needed.

FIRST Digital Credit Card: The convenience of UPI with 3X rewards
 

Bridging the gap between traditional credit cards and modern digital payments, the FIRST Digital Credit Card combines the convenience of UPI transactions with the benefits of a credit card. It allows you to make UPI payments and earn rewards, making it one of the best credit cards for saving money.

Features and benefits:

• Seamlessly link your credit card with any UPI apps for easy and quick transactions.
• Earn 3X reward points on UPI transactions above ₹2,000 along with regular rewards on merchants and various expenses, ensuring that every payment adds to your savings.
• Enjoy a common reward pool for UPI and regular card transactions and redeem them anytime for attractive discounts.
• Earn 1X reward points on spending below ₹2,000 and on all utility and insurance payments.

FIRST Select Credit Card: Lifetime-free credit card with low interest rates
 

The FIRST Select Credit Card is the perfect choice for those who seek a lifetime-free credit card with the added benefit of low-interest rates.

Features and benefits:

• Get the lowest interest rates in the market, starting at just 9% per annum.
• Enjoy a low forex markup fee of just 1.5% on all international transactions to save more on shopping abroad.
• Enjoy complimentary access to airport and railway lounges every quarter, adding a touch of luxury to your travels.
•  Get personal accident cover worth ₹5 lakhs and air accident cover of up to ₹1 crore in addition to lost card liability cover of ₹50,000.
• Avail comprehensive travel insurance of ₹22,500 including loss and delay of checked in baggage, loss of passport and other documents.

Choosing the right savings card can make a significant difference in your financial journey. Whether you are looking to save on fuel, daily transactions, or travel, IDFC FIRST Bank offers some of the best credit cards for saving money. By carefully selecting a card that aligns with your spending habits, you can ensure that every transaction you make contributes to your financial well-being.