5 Reasons why Ashva Credit Card is a must for an international trip

The world is our oyster, and the urge to explore it has become stronger than ever for most people.

International trips have become more than just sightseeing; they allow a unique blend of personal growth, cultural immersion, and unforgettable experiences. Meera, a passionate globetrotter, knows this firsthand. Like many, she’s been bitten by the travel bug, and her thirst for adventure, which transcends the ordinary, grows with each journey.

But planning an international trip is no easy feat. Meera wants a credit card that can match her luxurious lifestyle with a unique design she can flaunt. Her quest for such a companion led her to the Ashva Credit Card by IDFC FIRST Bank.

Let's explore how this metal card can be your trusted companion during international trip planning and adventure. 

How to financially prepare for your international trip
 

Let’s first lay a solid foundation for your international trip. Here are some tips to prep your finances before your jet set off around the world:

1. Budget wisely

The first step to a stress-free trip is knowing exactly how much it will cost. Research your destination, from flights and accommodations to food and activities. Create a detailed budget and allocate funds for unexpected expenses. It’s always better to overestimate than underestimate.

2. Save consistently

Start saving early for your international trip. Set aside a specific amount each month for your trip. Consider opening a separate savings account dedicated to your adventure. Watching your travel fund grow will be just as exciting as planning your itinerary.

3. Research exchange rates

Familiarise yourself with the exchange rate between your home currency and the currency of your destination. Monitor exchange rates and considerconverting some money during trip planning if you find a favourable rate.

4. Secure travel insurance

Protect yourself by purchasing comprehensive travel insurance. It covers medical emergencies, trip cancellations, lost baggage, and other unforeseen circumstances.

5. Choose the right credit card

With travel credit cardoffers like low foreign transaction fees, travel insurance, and rewards points, you can save money and earn benefits while travelling.

Introducing the Ashva Credit Card
 

Enter the Ashva Credit Card – a game-changer for frequent travellers.

With its exquisite metal design, the Ashva Credit Card is a passport to exclusivity and luxury. The card portrays two majestic horses encouraging you to embody their spirit and conquer new horizons. It symbolises strength, courage, freedom, and speed, empowering you to go on your international trips with confidence and style.

Inspired by the legacy of Indian royalty, where horses were revered for their power and grace, the Ashva Credit Card, crafted from metal, bridges tradition with innovation for a luxurious yet minimalist experience. This international card unlocks exclusive privileges designed to elevate your travel experiences, from airport lounge access and golf lessons to unmatched rewards and comprehensive insurance.

It’s your companion on every adventure, enabling you to live life to the fullest!

5 Reasons why you need the Ashva Credit Card on an international trip
 

Let’s explore why the Ashva Credit Card should be your go-to card for your next trip abroad –

1. Low forex charges

The Ashva Credit Card charges a low forex markup fee of only 1%, making it one of the best international cards available for an international trip. This means you save more every time you swipe your card abroad, allowing you to spend more on experiences rather than fees.

2. High reward rates

   Earn reward points as you spend with exclusive features, such as -

   1.  10X reward points on spends above ₹20,000 in a statement cycle and on your birthday
   2. 5X reward points on spends under ₹20,000 in a statement cycle
   3. 3X reward points on transactions related to education, wallet load, government, rent, and property management/purchase
   4. 1 reward point on utilities and insurance transactions
   5. 1 RP is earned for every Rs. 150 spent in a transaction

   Start accumulating reward points rapidly and enhance your international trip by providing benefits like free hotel stays or discounted flights.

3. Cancel for any reason (CFAR) insurance

With CFAR insurance up to ₹25,000, you can cancel your bookings twice a year for any reason and recover some of your costs. This feature lets you enjoy peace of mind during your international trip, knowing that unexpected changes won’t result in a financial loss.

4. Travel insurance

   The card provides comprehensive travel insurance, covering –

   1. Air Accident Cover of ₹1 crore
   2. Personal Accident Cover of ₹10 lakhs
   3.  Lost Card Liability Cover of ₹50,000
   4. Comprehensive travel insurance cover of USD 1200
      

   This protects you against any travel issues during your international trip, making your journey stress-free.

5. Airport lounge access

You can swipe this credit card for easy access to an airport lounge. The Ashva Credit Card gives you complimentary access to two international airport lounge and 4 domestic airport lounge and spa visits per quarter. Relax in style and comfort while waiting for your flight for an international trip.

With these elite features, the Ashva Credit Card exudes your refined taste and sophistication. It makes you stand out, allowing you to not just travel but experience the finer things. Elevate your international trip with a card designed to exceed your expectations.

Other travel perks of using the Ashva Credit Card
 

In addition to the above perks for international trips, the Ashva Credit Card offers several other benefits that enhance your travel experience –

1. Visa Infinite privileges

Thanks to the premium card network, you get:
1. Discounted airport meet and greets at 450+ locations worldwide
2.Concierge for booking dining, staycation, flights, and activities
3. Discounts on airport transfer limousine services
4. Access to 900+ luxury hotels with exclusive benefits


These princely privileges make your travel more relaxing.


2. Railway lounge access

Gain access to railway lounges four times per quarter, providing comfort during domestic train travel.

3. Fuel surcharge waiver

Benefit from a 1% fuel surcharge waiver up to up to ₹400 in a month, reducing the cost of fuel during your travels. This perk makes your daily commute more economical, whether travelling to the office, taking long drives, or renting a car for road trips.

With these exceptional perks, the Ashva Credit Card becomes your all-in-one travel companion, offering unparalleled luxury and exclusivity at every step of your journey.

Benefits of the Ashva Credit Card
 

Let’s count the other benefits you get while using Ashva Credit Card –

1. Status and prestige

Owning the Ashva Credit Card symbolises discerning taste and financial success. Enjoy the prestige and benefits of being a cardholder.

2. Golf access

Enjoy up to two complimentary golf sessions per month, adding a touch of luxury to your lifestyle

3. Movie BOGO offer

Catch the latest blockbusters with the buy-one-get-one offer on movie tickets via BookMyShow, with a discount of up to ₹400 per month.

4.  Activation benefit

Receive cashback up to ₹500 on your first four transactions worth ₹500 or more within sixty days of card generation, a welcome gesture for esteemed cardholders.

5. Dynamic interest rates

Enjoy the benefits of the Ashva Credit Card with dynamic interest rates.

Join the elite community of Ashva Credit Cardholders and experience a lifestyle of unparalleled luxury and convenience.

How to apply for the Ashva Credit Card
 

Ready to experience the world of Ashva Credit Card? Follow these simple steps to apply for your card –

1. Visit the Ashva Credit Card application page
2. Fill in your basic details and enter the OTP sent on your mobile number
3. Provide more details, such as your PAN, current address, occupation, monthly income, etc
4. Submit your application

Once approved, you can activate your card and enjoy the benefits in no time!

A joining fee of ₹2,999 (plus GST) will be charged on the day the card is issued, which you can pay by the due date of your first statement. For a small annual fee of ₹2,999, you can continue to enjoy exclusive perks and features year after year.

Conclusion
 

Indulge in the best of your international trip with the Ashva Credit Card. Its exceptional privileges, lavish rewards, and bespoke services make it the perfect companion for those looking for extraordinary experiences.

So, why wait? Like Meera, you can elevate your lifestyle while embracing the spirit of adventure. Upgrade to the Ashva Credit Card and experience the difference today.