How to Start Investing in 2025?

IDFC FIRST Bank

Investing is key to letting your money work for you and grow into a corpus. If you haven’t started, there’s no right time than now.
Let’s understand how.

IDFC FIRST Bank

Goal identification

First, identify your financial goals which are why you need investments. Estimate the corpus needed for each goal and the investment horizon.

IDFC FIRST Bank

Budget

Create a monthly budget listing out the incomes and expenses. Find out the disposable income (income - expenses) that you can allocate to investments.

IDFC FIRST Bank

Emergency fund

Create an emergency fund which will help you pay for emergencies. Try and set aside 3-6 months’ income in a liquid fund for the unforeseen.

IDFC FIRST Bank

Asset allocation

Assess your risk appetite and investment horizon and then invest in suitable avenues to build a corpus for your financial goals.

IDFC FIRST Bank

Portfolio diversification

Choose different types of assets for investment like equity, debt, gold, real estate, etc. to create a diversified portfolio.

IDFC FIRST Bank

Start your investment journey in 2025. Choose IDFC FIRST Bank to invest in different avenues for a diversified portfolio and save for your goals.

IDFC FIRST Bank