While the FD-backed FIRST EA₹N Credit Card is available easily, there are some eligibility norms to consider.
Check out what they are.
IDFC FIRST Bank
Age limit
You should be aged 18 years and above to be eligible to apply for the FIRST EA₹N Credit Card.
IDFC FIRST Bank
Citizenship
The card is available to Indian citizens having a permanent residential address in India.
IDFC FIRST Bank
Minimum deposit
Since the card is FD-backed, you need to make a minimum fixed deposit of ₹5,000 to get the FIRST EA₹N Credit Card.
IDFC FIRST Bank
Documentation
You need to submit your PAN Card and Aadhaar Card to complete the KYC formalities and apply for the card online.
IDFC FIRST Bank
Joining fee
A joining fee of ₹499 + GST is payable to get the card issued. There’s an annual fee of ₹499 + GST payable from the second year onwards to continue using the card.
IDFC FIRST Bank
Apply online and get an instant virtual card which offers up to 1% cashback on your UPI spends while you can earn up to 7.25% p.a. returns on your FD.