Choose an FD-backed virtual credit card and enjoy credit card benefits without hassles.
IDFC FIRST Bank
FD-backed virtual cards are digital cards, which are issued against a fixed deposit. You have to make an FD with the bank and the card is issued against its value.
IDFC FIRST Bank
The credit limit on the card is usually equal to the value of the deposit made.
IDFC FIRST Bank
Also called a secured credit card, it is available to anyone regardless of their credit history. This makes it ideal for students, freelancers, and homemakers.
IDFC FIRST Bank
Your FD earns attractive returns while you can enjoy the benefits of the credit card like reward points, cashback, discounts and free credit for up to 45 days. A total win-win!
IDFC FIRST Bank
The FIRST EA₹N Credit Card by IDFC FIRST Bank is an FD-backed virtual card that offers up to 1% cashback on UPI spends, up to 7.25% p.a. returns on FD and more.