The Safety Net You Need: Unlock Overlimit Protection on Your Credit Card

A sudden expense can leave you feeling anxious and financially strained. Here's how overlimit protection can help.

Overlimit protection is an optional feature that allows cardholders to go above their credit limit, typically up to a certain amount.

With this feature, you can manage unforeseen costs without disruption when your expenses exceed your credit limit.

To enable overlimit protection on your IDFC FIRST Bank Credit Card:

Login to your IDFC FIRST Bank mobile app or net banking account

Select your card under Credit Cards

Switch on the Enable Over Limit Facility option

IDFC FIRST Bank allows a maximum 10% overlimit for a fee of Rs. 500 or 2.5% of the overlimit amount, whichever is higher.

When utilized responsibly, this feature can offer the flexibility and freedom to navigate challenging times.

So go ahead, enjoy greater financial confidence and purchasing power!