No Complexity, Only Flat Fee: The FIRST SWYP Credit Card Advantage

IDFC FIRST Bank

Tired of paying high interest on missed or delayed Credit Card payments?

It’s time to switch to the FIRST SWYP Credit Card.

IDFC FIRST Bank

Wondering how it works?

The FIRST SWYP Credit Card lets you convert purchases above ₹2,500 into EMIs. Rather than complex interest rates and calculations, you only pay a flat monthly fee on your EMI conversions.

IDFC FIRST Bank

Use the FIRST SWYP Credit Card for your transactions. When you get the bill, choose one of the two options – pay in full or convert the bill into EMIs.

IDFC FIRST Bank

For the latter, pay a flat monthly EMI conversion fee over a flexible tenure, ranging from 3 to 36 months.

IDFC FIRST Bank

The EMI facility can also be availed on transactions over ₹2,500 for a monthly fee, starting at ₹49 + GST.

IDFC FIRST Bank

Say goodbye to high interest rates, elaborate calculations, and complex terms and conditions. Just pay off purchases over time in fixed EMIs for a flat monthly fee.

IDFC FIRST Bank

Enjoy easy credit card payments with the FIRST SWYP Credit Card. It’s simple, rewarding and easy on the wallet too.

IDFC FIRST Bank