Just Started Working? Get A Credit Card Without Income Proof
IDFC FIRST Bank
Just landed your first job? Congrats!
Are you considering getting a credit card, but a lack of credit history is holding you back? Here's how you can still get one.
IDFC FIRST Bank
Secured credit card
A secured credit card is one issued against a fixed deposit. Such cards are easily available, without any income verification needed.
IDFC FIRST Bank
Add-on credit card
You can get an add-on card to any credit card owned by a family member. Add-on credit cards are usually free and require no documentation.
IDFC FIRST Bank
Joint credit card
Some banks also issue joint credit cards where the amount is shared by two people. In such cases, the other applicant's income proof can help you get the card.
IDFC FIRST Bank
Employment letter
You can get your own credit card by submitting an appointment or employment letter instead of income proof.
IDFC FIRST Bank
Bank statement with a healthy balance
You can also submit bank statements showing consistent high savings over the past few months.
IDFC FIRST Bank
The secured FIRST WOW! Credit Card does not require any income proof. Apply and enjoy attractive rewards and benefits from IDFC FIRST Bank.