Turned 18? Here’s How To Get Your First Credit Card

18 years is the minimum entry age in many credit cards. If you are looking for one to start your financial journey, here are ways how you can do so.

Eligibility criteria

Besides age, credit cards have other eligibility criteria like income, credit score, etc. Check these criteria and ensure you meet them.

Have an income source

Its important to have a source of earnings to qualify for the credit card and also pay its bills easily. Get employed and earn.

Choose add-on cards

If your parents or guardians have a credit card, they can apply for an add-on card which you can use while they take care of the dues.

Secured cards

Secured credit cards are issued against a fixed deposit and have simple eligibility criteria. It’s an easy way to build your credit journey when you just turn 18.

Documentation

Complete the documentation formality to apply and avail of the credit card that you have chosen. Once you get the card, activate it and enjoy.

Explore IDFC FIRST Bank Credit Cards. Unlock rewards, benefits and privileges at low interest rates and start building your credit.