How To Select a Credit Card That Perfectly Suits Your Needs

A strong credit score, healthy financial habits, and checking eligibility requirements before applying can avoid credit card rejection. IDFC FIRST Bank

Check key details, such as:

Annual charges, Reward structure, Forex charges, Airport lounge access, Global acceptance IDFC FIRST Bank

Does it match your lifestyle?

Get a fuel credit card if you’re on the road a lot or a secured FD-backed credit card if you're a student! IDFC FIRST Bank

How much credit limit does it offer?

Improve your credit score by getting a higher credit limit and achieving a low credit utilisation ratio! IDFC FIRST Bank

What is credit utilisation ratio?

It’s the percentage of the used credit limit. It should be 70% or less for a healthy credit score. IDFC FIRST Bank

Make sure you check the annual maintenance charges. If you have a great credit score, many banks offer ZERO charges & a lower annual credit card interest rate. IDFC FIRST Bank

IDFC FIRST Bank Credit Cards offer a host of features designed to delight you, including competitive interest rates and never-expiring reward points! Apply Now IDFC FIRST Bank