Here Are 5 Smart Tips To Increase Your Credit Card Limit!

Your credit limit determines the maximum amount you can spend using your credit card. This limit is dynamic and can be extended. Here’s how.

Request for an increase

It is as simple as that! You can request your card issuer to increase your credit limit and you just might get a raise.

Get a new card

Every credit card comes with a credit limit. When you opt for multiple cards, you can get additional limits with each.

Pay your dues on time

Timely repayment of credit card bills and EMIs suggests good credit behaviour. This prompts credit card issuers to increase your card limit.

Improve your credit score

The credit score directly impacts your creditworthiness. A high score means more credibility and a higher limit too.

Boost your income

Increased income can lead to a higher credit limit. So if you want to increase your credit limit, look for ways to increase your income.

For a rewarding credit card experience, choose IDFC FIRST Bank Credit Cards which offer dynamic interest rates, accelerated rewards and flexible payment options.