Interest rate range of contracted loans for the past quarter (Q3 – FY 20-21)

Product Minimum ROI (%) Maximum ROI (%) Average ROI (%)
Personal Loan 10.00 36.00 15.43
Business Loans 10.50 40.00 17.50
Commercial Vehicles Loans 9.01 15.00 11.14
Home Loan 8.35 16.00 9.74
Loan Against Property 7.50 12.00 9.50
Suvidha Loan Against Property 9.25 21.00 16.00
Micro Business Loans 11.00 36.00 26.80
Supply Chain Finance 9.50 18.00 11.09
Used Car Loans 10.25 20.11 15.14
JLG Loans 23.0 23.0 23.0
Micro Enterprise Loans 23.0 28.0 25.2
Rural Two Wheeler Loans 18.0 29.7 23.7
Rural Commercial Vehicle Loans 14.0 21.0 17.3
Rural Equipment Hypothecation Loans 18.0 25.0 23.7
Rural Loan Against Property 11.0 18.0 16.6
Rural Home Loans 9.1 18.0 12.7
Suvidha Shakti 20.0 20.0 20.0
Cross-Sell Personal Loan
(Personal Loan to existing customers)
11.00 36.0 -
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Contact us

REGISTERED office:

IDFC FIRST Bank Ltd

KRM Tower, 7th Floor, No. 1,
Harrington Road, Chetpet,
Chennai - 600031, Tamil Nadu,
India

Corporate office:

IDFC FIRST Bank Ltd

Naman Chambers,
C-32, G-Block,
Bandra-Kurla Complex,
Bandra East, Mumbai - 400051,
India

IDFC FIRST Bank Customers

Toll Free No - 1800 419 4332
Email - Banker@idfcfirstbank.com

Capital First Customers

Toll Free No - 1860 500 9900
Email - Customer.Care@Capitalfirst.Com

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