HDFC Life Click2Protect Plus

Features

  • Pick your cover option from 4 options – Life Option, Extra Life Option, Income Option and Income Plus Option
  • Provide monthly income to your folks in your absence under Income and Income Plus Option
  • Increase your insurance cover at the key milestones of your life under Life Option
  • Add riders for protection against Accidental Disability or Critical Illness to your term plan to stay extra secure
  • Flexible policy term options
  • Flexible premium paying term options
  • Avail tax benefits*

*Tax benefits are subject to changes in tax laws

Eligibility Criteria
Eligibility Criteria Life Option Extra Life Option Income Option Income Plus Option
MIN AGE AT ENTRY
18 Years
MAX AGE AT ENTRY
65 years
MIN POLICY TERM
5 years
10 years
MAX POLICY TERM
85 years - Age at Entry
40 years
PREMIUM PAYMENT MODE
Single Pay, Regular Pay,Limited Pay : 5,10,12, (Policy term – 5) years
PREMIUM PAYMENT FREQUENCY
Single, Annual, Half yearly, Quarterly, Monthly
MAX AGE AT MATURITY
23 years
MAX AGE AT MATURITY
85 years
75 years
MINIMUM BASIC SUM ASSURED
25 Lakhs
MAX BASIC SUM ASSURED
There is no limit on maximum sum Assured, subject to satisfactory underwriting

Death Benefit

Death Benefit
Life Option Payable in the form of a lump sum upon death
Extra Life Option Payable in the form of a lump sum and an additional benefit equal to the Sum Assured shall be payable in case of accidental death.
Income Option a. 10% of the Death Benefit paid as a lump sum upon death.
b. Remaining 90% of the Death Benefit shall be paid as monthly income over next 15 years (0.5% of Death Benefit every month for 15 years).
Income Plus Option a. 100% of the Death Benefit shall be paid as a lump sum upon death.
b. In addition, a monthly income equal to 0.5% of the Sum Assured shall be payable for a period of 10 years. The monthly income can be level or increasing at a simple rate of 10% p.a. as chosen by the policyholder

 

** All ages are expressed as on last birthday

Download Click2Protect Plus Brochure

Download Term Insurance Disclaimer

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Contact us

REGISTERED office:

IDFC FIRST Bank Ltd

KRM Tower, 7th Floor, No. 1,
Harrington Road, Chetpet,
Chennai - 600031, Tamil Nadu,
India

Corporate office:

IDFC FIRST Bank Ltd

Naman Chambers,
C-32, G-Block,
Bandra-Kurla Complex,
Bandra East, Mumbai - 400051,
India

IDFC FIRST Bank Customers

Toll Free No - 1800 419 4332
Email - Banker@idfcfirstbank.com

Capital First Customers

Toll Free No - 1860 500 9900
Email - Customer.Care@Capitalfirst.Com

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