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Honour FIRST Defence Account Fees & Charges

Salary Account (w.e.f. 30th Oct, 2021)

This account will remain a ZERO balance account till the time salary is getting credited. If the salary is not getting credited you are required to maintain the average monthly balance.

Product

Honour FIRST Defence account with Visa Signature Debit Card

Honour FIRST Defence account with Visa Platinum Debit Card

Average Monthly Balance Requirement

Rs. 25,000/-

Rs.10,000/-

Minimum Salary credit required

Rs. 15,000/-

Rs.10,000/-

Debit Card

Visa Signature

Visa Platinum

 

 

NMC (Non Maintenance Charges)
If Salary upload is not sighted for 6 consecutive months and AMB not maintained #

 

 

>= 20000 to < 25000 – ₹50/-
>= 15000 to < 20000 – ₹100/-
>= 10000 to < 15000 – ₹150/-
>= 5000 to < 10000 – ₹200/-
< 5000 – ₹400/-

 

 

 

 

>= 7500 < 10000 - ₹50 ;
>= 5000 < 7500 - ₹250 ;
< 5000 - ₹500

 

# Notes

# In the event of a default in maintenance of Average Monthly Balance or regular salary credits as agreed between the bank and customer for the month (referred as ‘Default Month’), the bank will notify the customer clearly of the default and that either salary credit to be sighted or Average Monthly Balance for the account has to be met in the subsequent month (referred to as ‘Notice Month’) else the NMC (Non Maintenance Charges) for the ‘Notice Month’ will be recovered. The bank may choose to notify by SMS / email / letter or by any other mode as the Bank may deem fit. It will be the responsibility of the customer to have a valid email id, mobile number and address updated with the bank at all times, failing which, the customer may not receive the notification/s and the Bank shall not be held responsible for the such failure or non-receipt of bank notifications. The NMC charges will be as specified in the NMC slabs in SOC shall be applicable as prescribed by the Bank time to time.

 

Transactions & Services which you enjoy without any charges

Passbook Issuance & Printing Stop Payment on Cheques
Alerts for transactions on your account Cash Deposit/Withdrawal at our branches by the customer
Electronic Funds Transfer (NEFT/ RTGS/ IMPS) Inward & Outward Outstation Cheque Collection
Foreign Currency Draft Issuance Standing Instruction- Set Up/Execution/Amendment
Phone Banking Balance Confirmation Certificate
Net Banking Balance Enquiry ( Branch/ Channels)
DD - Duplicate Issuance Interest/ TDS Certificate
DD Cancellation/ revalidation Re-issue of Cheque Book
DD payable at branch locations Replacement of Debit Card
Annual Debit Card fees Statement Request

We will apply a charge for the following transactions or events in your account

Cheque Return – Deposited ₹50
Cheque Return – Issued ₹250
International ATM or POS transaction Free, only forex mark up 2% of the transaction value will be applicable
ATM Transaction Charge at any ATM in India - Honour FIRST  Defence Account with Visa Signature Debit Card Unlimited Free ATM transaction is subject to at least one credit transaction (preferably salary) of ₹15,000 or above during the month. In case this condition is not met:
IDFC FIRST Bank ATM Financial Transactions: 5 Free, 6th onwards ₹20 + taxes;
Non Financial Transactions: Free & Unlimited
Non IDFC FIRST Bank ATM
Financial & Non Financial Transaction: 5 Free, 6th onwards ₹ 20 + taxes for Financial & ₹8 + taxes for Non Financial
ATM Transaction Charge at any ATM in India - Honour FIRST Defence  Account with Visa Platinum Debit Card Unlimited Free ATM transaction is subject to at least one credit transaction (preferably salary) of ₹ 10,000 or above during the month. In case this condition is not met:
IDFC FIRST Bank ATM Financial Transactions: 5 Free, 6th onwards ₹20 + taxes;
Non Financial Transactions: Free & Unlimited
Non IDFC FIRST Bank ATM
Financial & Non Financial Transaction: 5 Free, 6th onwards ₹20 + taxes for Financial & ₹8 + taxes for Non Financial

Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision.

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