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Home Loans, now at 6.90% p.a.
Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans
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Enjoy a health insurance cover of ₹10 lakhs
Pay premiums starting at just
₹3,750 p.a. on IDFC FIRST Bank
Health FIRST Savings Account
Enjoy a health insurance cover of ₹10 lakhs
Pay premiums starting at just ₹3,750 p.a. on IDFC FIRST Bank Health FIRST Savings Account
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Monthly Interest Credit on Savings
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Up to 5% interest on your Savings Account balance
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No pre-policy medical examination
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Free VISA Signature Debit Card
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Monthly Interest Credit on Savings
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Up to 5% interest on your Savings Account balance
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No pre-policy medical examination
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Free VISA Signature Debit Card
Health FIRST Savings Account
When it comes to your health, there are no shortcuts. We believe that you should secure your health and grow your earnings at the same time. With a Health FIRST savings account, you can claim settlement on both cashless and reimbursement basis. It covers all pre-hospitalisation charges for 30 days and post-hospitalisation charges for 60 days along with day care treatment.Read More
Enjoy the dual benefits on your IDFC FIRST Bank Health FIRST Savings Account with an interest rate of up to 5% and a super top-up health insurance of ₹10 lakhs with premium starting at ₹3,750 per annum, no pre-policy medical examination, and much more.Read Less
Health Insurance Cover of
₹10 lakhs | Air accident insurance cover of ₹1 Cr
Interest up to 5%
Monthly Interest Credit on your Savings Accounts
- Earning interest on interest with IDFC FIRST Bank
- Monthly interest credits versus the industry norm of quarterly interest credit
- Free and unlimited ATM transactions at any bank anywhere in India
- Industry best giveaways!
VISA Signature Debit Card
Higher cash withdrawal of ₹2 lakhs and higher purchase limit of ₹6 lakhs
- 10% cashback up to ₹250 on your 1st POS transaction
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Higher daily purchase limit of ₹6 lakh and
higher daily ATM withdrawal limit of ₹2 lakh - Get ₹250 cashback every month on BookMyShow.com
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Free and unlimited ATM transactions:
at any bank, anywhere in India
VISA Classic Debit Card
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Daily cash withdrawal of ₹1 lakh and higher
purchase limit of ₹1.5 lakh - Personal accident insurance coverage up to ₹2 lakh
- Lost card liability protection up to ₹50,000
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5 Free financial ATM Transactions at IDFC FIRST &
5 Free financial Transactions at Non-IDFC FIRST Bank ATM locations
ELIGIBILITY
Who Can Apply?
Documentation
- Passport-size photograph
- Aadhaar Card
- If you have a PAN Card, it is mandatory to provide it while opening your account
- Passport
- Voter’s Identity Card (Election Card)
- Permanent and valid driving license with photograph
- Job Card issued by NREGA duly signed by an officer of the State Government
- Letter issued by the National Population Register containing details of name and address.
FREQUENTLY ASKED QUESTIONS
What are the individual requirements to open an IDFC FIRST Bank Health FIRST savings account?
In order to open a Health Savings Account with IDFC FIRST Bank, you must meet the following criteria:
- You must be a citizen of India
- You must be a resident of India
- You must maintain an average monthly balance of ₹25,000 to avoid charges
How does the monthly interest credit for savings account work?
For the convenience of our customers, the Bank will credit interest to customers’ savings accounts on a monthly basis. The earlier facility of interest credit on quarterly basis on savings accounts will be discontinued from June 30, 2021. The Bank is among the few in the industry to offer monthly interest credit on savings accounts.
How can I open a IDFC FIRST Bank Health FIRST Savings Account
You can open a Health FIRST Savings Account by reaching out to any IDFC FIRST Bank representative or by walking into the nearest IDFC FIRST Bank branch centre
What are the key features of super top-up health insurance?
Once you open a health savings account with IDFC FIRST Bank, you gain access to the following super top-up health insurance features:
- Claim settlement available on cashless and reimbursement basis
- Competitive pricing on premium
- Day care treatment will be covered
- Pre-hospitalization charges for 30 days and post-hospitalization charges for 60 days will be covered
- The premium will be basis the age bracket of the applicant
What is the sum insured available with this super top-up health insurance?
This is a super top-up health insurance cover with a ₹2 lakhs deductible, where medical expenses incurred up to ₹2 lakhs will be paid by the customer or via existing health insurance policy, and medical expenses above ₹2 lakhs up to ₹12 lakhs will be covered by ICICI Lombard (Additional cover of ₹10 lakhs post the deductible of ₹2 lakhs)
Who can avail of this super top-up health insurance?
Both new and existing customers can avail of this super top-up health insurance product. This product is a clubbed offering available with IDFC FIRST Bank Health Savings Account. The premium will be basis the age bracket of the applicant given below:
| ICICI Lombard Premium Grid | |
| Sum Insured ₹10 Lakhs/Deductible = ₹2 Lakhs | |
| Customer’s age at the time of application | Premium Amount (including taxes as applicable) |
| 21-35 | ₹3,750 |
| 36-45 | ₹4,250 |
| 46-50 | ₹6,400 |
| 51-55 | ₹10,750 |
What is the validity period for this Super Top-up Health Insurance?
The policy is valid for 1 year from the day of 1st premium debit and can be renewed annually by the customer.
What is the frequency of interest pay-out?
Interest earned on your Health Savings Account balance shall be credited to your account on a monthly basis.
What is the initial pay in amount required for opening your IDFC FIRST Bank Health FIRST Savings Account?
A minimum amount of ₹25,000 is required for opening your IDFC FIRST Bank Health FIRST Savings Account. We will be very happy if you want to open a health savings account with a higher amount!
What is the minimum account balance required to be maintained monthly in the IDFC FIRST Bank Health FIRST Savings Account?
Average Monthly Balance (AMB) required for Health Savings Account is ₹25,000. Please click here to see the applicable Schedule of Charges.
How is the average monthly balance (AMB) calculated?
Every day, from the 1st to the end of the month, we take the balance in your account at the end of the day. We total them all up, and divide by the number of the days in the month. That's it!
What are the charges levied for non-maintenance of average monthly balance (AMB)?
Click here to know more about the applicable non-maintained charges on your Health FIRST Savings Account.
What are the modes through which one can track IDFC First Bank Health FIRST Savings Account?
You can track your IDFC First Bank Health FIRST Savings Account through the following modes: Monthly email statements sent to registered email ID, internet banking, and through regular updates of your passbook (if you still use passbooks).
How can I learn more about IDFC FIRST Bank Health FIRST Savings Account Interest Rates?
IDFC FIRST Bank's Health Savings Account interest rate is our testament to putting our customers first. We offer 5% p.a on Health First savings account.
What's more, you earn this interest on progressive balances in each interest rate slab, as applicable. That means you earn every single day. We pay out this interest every month.
Hurry! Make the most of this unique opportunity. Click here to know more.
Please note that interest rates are subject to periodic change.
