When it comes to your health, there are no shortcuts. We believe that you should secure your health and grow your earnings at the same time. With a Health FIRST savings account, you can claim settlement on both cashless and reimbursement basis. It covers all pre-hospitalisation charges for 30 days and post-hospitalisation charges for 60 days along with day care treatment.Read More
Enjoy the dual benefits on your IDFC FIRST Bank Health FIRST Savings Account with an interest rate of up to 6% and a super top-up health insurance of ₹10 lakhs with premium starting at ₹3,750 per annum, no pre-policy medical examination, and much more.Read Less
Higher cash withdrawal of ₹2 lakhs and higher purchase limit of ₹6 lakhs
"I have been using the IDFC FIRST Bank Health First saving account. The premium rates for health insurance are great, along with good interest rates and zero maintenance charges with amazing benefits and privileges. Moreover, I want to praise the phenomenal team at IDFC FIRST Bank Rajmundry branch, who are successfully delivering a hassle-free banking experience to customers."
In order to open a Health Savings Account with IDFC FIRST Bank, you must meet the following criteria:
You can open a Health FIRST Savings Account by reaching out to any IDFC FIRST Bank representative or by walking into the nearest IDFC FIRST Bank branch centre
Once you open a health savings account with IDFC FIRST Bank, you gain access to the following super top-up health insurance features:
This is a super top-up health insurance cover with a ₹2 lakhs deductible, where medical expenses incurred up to ₹2 lakhs will be paid by the customer or via existing health insurance policy, and medical expenses above ₹2 lakhs up to ₹12 lakhs will be covered by ICICI Lombard (Additional cover of ₹10 lakhs post the deductible of ₹2 lakhs)
Both new and existing customers can avail of this super top-up health insurance product. This product is a clubbed offering available with IDFC FIRST Bank Health Savings Account. The premium will be basis the age bracket of the applicant given below:
|ICICI Lombard Premium Grid|
|Sum Insured ₹10 Lakhs/Deductible = ₹2 Lakhs|
|Customer’s age at the time of application||Premium Amount (including taxes as applicable)|
The policy is valid for 1 year from the day of 1st premium debit and can be renewed annually by the customer.
Interest earned on your Health Savings Account balance shall be credited to your account on a quarterly basis.
A minimum amount of ₹25,000 is required for opening your IDFC FIRST Bank Health FIRST Savings Account. We will be very happy if you want to open a health savings account with a higher amount!
Average Monthly Balance (AMB) required for Health Savings Account is ₹25,000. Please click here to see the applicable Schedule of Charges.
Every day, from the 1st to the end of the month, we take the balance in your account at the end of the day. We total them all up, and divide by the number of the days in the month. That's it!
Click here to know more about the applicable non-maintained charges on your Health FIRST Savings Account.
You can track your IDFC First Bank Health FIRST Savings Account through the following modes: Monthly email statements sent to registered email ID, internet banking, and through regular updates of your passbook (if you still use passbooks).
IDFC FIRST Bank's Health Savings Account interest rate is our testament to putting our customers first. We offer 6% p.a on Health First savings account for balances up to ₹1 Cr.
What's more! You earn this interest on your entire balance, starting from the first rupee. That means you earn every single day. We pay out this interest every 3 months.
Hurry! Make the most of this unique opportunity. Click here to know more.
Please note that interest rates are subject to periodic change.