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  • Happy Teachers' Day! Thank you for teaching us the value of Savings

  • Home Loans, now at 6.90% p.a.

    Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans

    Home Loan
  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

Future FIRST Savings Account

Take a step towards financial independence with up to 5% interest per annum on your zero balance savings account. Because for us your future is always FIRST.Read More

Future FIRST Account is a zero balance savings account with Visa Signature debit card. This account can be offered to students from premier/identified educational institutes of India. Enjoy up to 5% interest per annum with no minimum balance required, complimentary TIMES Prime Membership, free fund transfers, free general banking services, and much more.Read Less

Zero Balance Account

Zero balance account |
Free Visa Signature Debit Card

Interest up to 5%

Future FIRST Account with total benefits up to Rs. 88,000/-

Monthly Interest Credit on your Savings Accounts

  • Earning interest on interest with IDFC FIRST Bank
  • Monthly interest credits versus the industry norm of quarterly interest credit
  • Free and unlimited ATM transactions at any bank anywhere in India
  • Industry best giveaways!


Future FIRST Account with VISA Signature Debit Card

Zero balance savings account

  • Personal accident cover is 35 Lakhs,
    air accident insurance is 1 cr.
  • Airport lounge access in major cities -
    Twice every quarter
  • 10% cashback up to ₹250 on your first purchase
    of ₹1000 and above
  • Complimentary TIMES Prime Subscription – Enjoy benefits up to ₹60,000 on lifestyle spends


Who Can Apply?

  • Graduate and postgraduate students from premier/identified educational institutes of India


  • Passport-size photograph
  • Aadhar Card
  • Valid Passport
  • Voter’s Identity Card (Election Card)
  • Permanent and valid driving license with photograph
  • Job Card issued by NREGA duly signed by an officer of the State Government
  • If you have a PAN card, it is mandatory to provide it while opening your account
  • Letter issued by the National Population Register containing details of name and address.



Find out about our minimal and transparent fees & charges

View Fees & Charges

fees and charges


How can I learn more about IDFC FIRST Bank Future FIRST Savings Account Interest Rates.

IDFC FIRST Bank's Savings Account is our testament to putting our customers first. We offer one of the industry’s best savings account interest rates at up to 5% p.a.

What's more, you earn this interest on progressive balances in each interest rate slab, as applicable. That means you earn every single day. We pay out this interest every month.

Hurry and make the most of this unique opportunity. Click here to know more.

Please note that interest rates are subject to periodic change.

How does the monthly interest credit for savings account work?

For the convenience of our customers, the Bank will credit interest to customers’ savings accounts on a monthly basis. The earlier facility of interest credit on quarterly basis on savings accounts will be discontinued from June 30, 2021. The Bank is among the few in the industry to offer monthly interest credit on savings accounts.

How can I open a IDFC FIRST Bank Future FIRST Savings Account?

You can open a Future FIRST Savings Account by reaching out to any IDFC FIRST Bank representative or by walking into the nearest IDFC FIRST Bank branch centre.

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