Lost card liability:
The IDFC FIRST Bank Debit Cardholder has no liability for unauthorized transactions on Debit Cards on receipt of notification from the card holder. (Limits applicable as per the below table)**
Personal Accident Insurance:
The IDFC FIRST Bank Debit Card comes with free insurance (death or permanent disability).
Customers need to meet the below eligibility criteria for claiming the Personal Accident Insurance cover, effective 1st May'19.
Account & Card Type |
Eligibility Criteria |
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All Savings Account with Visa Signature Debit Card |
Minimum 1 POS* transaction in each month, for previous 3 calendar months, immediately preceding the month of incident & value of each such transaction to be >= Rs. 500 in each of the 3 months. |
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Corporate Salary Account with Visa Signature Debit Card |
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All Savings Accounts with Visa Platinum Debit Card |
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Corporate Salary Accounts with Visa Platinum Debit Card |
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All Savings Accounts with Visa Classic Debit Card |
*POS includes retail point of sale transaction and excludes online transactions using debit card.
Air Accident Insurance::
The IDFC FIRST Bank Debit Card also comes with free Air Accident Insurance cover. Customers need to meet the above eligibility criteria for claiming Air Accident Insurance cover, effective 1st May'19.
Following Terms & Conditions will be applicable:
Purchase Protection:The card also carries purchase protection for fire/theft/burglary upto 90 days from the date of purchase for transactions carried out at merchant outlets/online using the card.
You are covered with above insurance policies, the maximum limit of these policies varies basis the variant of your visa debit card, details below.
Card Variant |
Personal Accident Insurance |
Air Accident Insurance |
Purchase Protection |
Lost Card Liability |
Visa Signature |
Rs 35,00,000 |
Rs 1,00,00,000 |
Rs 1,00,000 |
Rs 6,00,000 |
Visa Platinum |
Rs 15,00,000 |
Rs 25,00,000 |
Rs 50,000 |
Rs 2,00,000 |
Visa Classic |
Rs 2,00,000 |
- |
- |
Rs 50,000 |
**Lost card liability
General Conditions:
Do go through Terms, Conditions & Exclusions carefully , Click Here .
KRM Tower, 7th Floor, No. 1,
Harrington Road, Chetpet,
Chennai - 600031, Tamil Nadu,
India
Naman Chambers,
C-32, G-Block,
Bandra-Kurla Complex,
Bandra East, Mumbai - 400051,
India
Toll Free No - 1800 419 4332
Email - Banker@idfcfirstbank.com
Toll Free No - 1860 500 9900
Email - Customer.Care@Capitalfirst.Com
LOGIN TO INTERNET BANKING
Did you join the IDFC FIRST family after December 15, 2020?
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For customers who joined before December 15, 2020
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