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Utility and credit card bill payments

Wave goodbye to all your late bill payment charges. We ensure we pay your bills on time every time. Once your bills are set up in our portal, we will ensure that they are paid on time. All you need is to ensure you have balance in your account.

We offer you all the following services and more.

  1. Flexibility of Instant One Time Payments
  2. Early reminders to ensure you know when your bill is due
  3. Notifications of bills that get paid & don’t get paid
  4. Notifications to tell you that a bill has been presented
  5. Any complications in any of your billers … we let you know straight away
  6. And the best part is we will always aim to make all your bill payments happen on time

 

Payment can be made for all the below billers and more as we add them

We let you pay around 200+ bills that include all your Utility, Insurance, Mutual Funds & Tax bills, Subscriptions, Credit Card payments and Donate to Charity. All this from the comfort of your home.

Different billers that are available:

Presentment Billers: These billers give you your bill amount that is due. For all such billers an Autopay can be set where the entire amount can be paid off in one transaction automatically. But don’t be afraid, we let you set a limit where a maximum amount can be set for each biller. If your bill exceeds the maximum amount, we will notify you to allow the bill payment.

There are certain restrictions that you need to be aware of:

  1. One, you cannot make a part payments.
  2. Second, you cannot make a payment after the due date. However, you can make a pre-payment.
  3. Third, you cannot make a payment, till the bill is presented for payment

All the details of your bills paid, are stored for six months for your reference.

Payment Billers: These billers do not present a bill and you can either choose to make an adhoc payment or schedule when, at what frequency & how much you want to pay. That is all we will pay them.

Credit Cards: You can make a payment towards any of your Credit Cards using our “Funds Transfer” option in IDFC FIRST Bank’s Internet & Mobile Banking portals.

Types of Bill Payment services

Credit Card Bill payments

There are many ways to pay your credit card bills; IDFC FIRST Bank offers you an easier one where all your Credit Card bills can be paid online in two simple steps:

Step 1: Register the Credit Card as a Current Account Beneficiary

Steps to register are as follows

  1. Login to IDFC FIRST Bank Internet Banking portal
  2. Click on “Add/View beneficiary” under Funds Transfer
  3. Click on the “Add Beneficiary” button next to the search box
  4. Select “Outside IDFC FIRST Bank” radio button
  5. Enter the below:
    • beneficiary name & nick name
    • the Credit Card number is to be entered in Account Number and Confirm Account Number fields
    • Select the Bank and enter the IFSC code
    • Select “Account type” as “Current Account”
    • Enter Payee Limit, Beneficiary email ID and Mobile Number
    • Click on Submit
  6. Review & Confirm the details
  7. Enter the OTP received via SMS and click on Submit
  8. Credit Card will be added successfully as your beneficiary, and bill payments for the Credit Card can be initiated after 30 mins

 

Step 2: Use NEFT as a channel to carry out the Credit Card Payment via “Funds Transfer”.

Please Note:

  1. . IMPS or RTGS cannot be used for this payment transaction
  2. . For standalone card like AmEx, Tata Capital, etc. credit card payments will not go through, unless they have an arrangement with a partner bank.
  3. . As credit card payments are not done under the “Bill Pay” option they will not reflect under transaction history.

 

View/Pay Bills

The View/Pay Bills tab lets you view all the bills that are due for the month. We show them all upfront with details of when the bill is to be paid. This option shows you all the details required to action your bill payments.

  1. All bills which don’t get presented are available for you to pay at your convenience
  2. All bills which have been presented for payment, show the amount and when the payment is due

 

Please Note:

  1. . Presentment bills are shown only when presented to us by the biller
  2. . Payment bills are always shown

 

QuickPay

Pay all your bills instantly using QuickPay; remember this is a one-time payment without prior registration. This biller can be added at the end of QuickPay and all future payments can be scheduled.

Steps to complete a bill payment using QuickPay:

  1. . Click on “QuickPay” in the Bill Pay tab
  2. . Select the category of the biller
    • Electricity
    • Gas
    • Insurance
    • Landline
    • Post-paid
  3. Enter your consumer ID / subscriber ID / Mobile number / landline number and other details that are required to complete the transaction
  4. Enter the bill amount. For some billers the bill amount can be fetched by clicking “Fetch Amount” (this is applicable only for presentment billers)
  5. Select the bank account
  6. Check the Terms & conditions checkbox & confirm your transaction
  7. Just to be sure that you are doing this transaction, we will send you an OTP for verification
  8. And your payment is done

 

Add & Register your billers with us.

  1. Add billers & schedule them for payments
  2. Even bills that are not presented can be paid using our services, once added we will notify you of the bill due
  3. Set limits for your bills, we will only pay the ones that fall within the limit set by you

 

6 easy steps to add your biller:

  1. Click on “Add Biller” in the Bill Pay tab
  2. Select the category of biller
  3. Enter your consumer ID, subscriber ID, Mobile number, landline number and a couple of other details that are required to complete the transaction
  4. We let you set a Nick name for every biller so you can remember what it is for
  5. Just to be sure that you are doing this transaction, we will send you an OTP
  6. And your Biller is added

Click here to view the list of billers we offer for payments.

Manage Biller

Use the Manage Biller option to delete any biller in entirety.

Steps to Delete Biller:

  1. Click on “Delete Biller” in the Billpay tab
  2. All the registered billers will be displayed. Click the delete button in front of the biller you want to delete
  3. Confirm the deletion of the biller & we will vanish this biller from your list

 

Transaction History

View the all the bill payments & recharges you have done in the last six months.

What we offer in Transaction History:

  1. By default the last five bill payments or recharges are displayed, a date filter is provided to fetch transactions completed earlier. Please note that only the transactions done in the last six months can be viewed as these are what get stored
  2. A biller wise transaction filter

 

Recharge

Recharge billers are pre-paid billers, which mean you must pay for the services & then use them… What you can do is log-in and recharge your mobile or DTH with the amount you desire, we will give you a wide range of plans to choose from for all of these billers.

Currently we offer the below recharge facilities over our Internet Banking & Mobile Banking portals:

  1. Prepaid Mobile Number recharge
  2. DTH (Direct To Home) account recharge

 

Steps to complete a Mobile recharge:

  1. Log into the Internet Banking / Mobile Banking
  2. Select “Bill Pay”
  3. Click on “Recharge” in the Bill Pay tab
  4. Select the type of recharge as Prepaid Mobile
  5. For prepaid mobile recharge enter Mobile number. The service provider details will be displayed automatically; these details can be changed manually
  6. Select the plan to recharge your Mobile number with
  7. Click “Recharge”
  8. Confirm your transaction & select the account. Click “Pay” to proceed.
  9. Just to be sure that you are doing this transaction, we will send you an OTP for verification
  10. And your recharge is done

 

Please Note: In case the mobile operator is changed manually is incorrect then the recharge will fail.

Steps to complete a DTH recharge:

  1. Log into the Internet Banking / Mobile Banking
  2. Select “Bill Pay”
  3. Click on “Recharge” in the Bill Pay tab
  4. Select the type of recharge as DTH
  5. To do a DTH recharge enter DTH subscriber ID & select provider
  6. Enter the amount & click “Recharge”
  7. Confirm your transaction & select the account. Click “Pay” to proceed.
  8. Just to be sure that you are doing this transaction, we will send you an OTP for verification
  9. And your recharge is done

 

Click here to find out the various operators we offer Mobile & DTH recharges

Bharat Bill Payment System

  • Pay your bills - With IDFC FIRST Bank BBPS , you don’t need to worry about transaction security. All your transactions are safe & secure. We also allow you to raise complaints and disputes directly through IDFC FIRST Bank BBPS application.
  • Transparent charges - IDFC FIRST Bank BBPS offers you complete transparency for charges associated with bill payments. Rest assured there are no hidden charges , only standard charges mandated by NPCI are charged to you. So be worry free.
  • Instant confirmation - We provide you an instant confirmation on the payments of your bills along with a transaction receipt.
  • Super secure - With IDFC FIRST Bank BBPS , you don’t need to worry about transaction security. All your transactions are safe & secure. We also allow you to raise complaints and disputes directly through IDFC FIRST Bank BBPS application

BHARAT BILLPAY

CLICK HERE TO MAKE BILL PAYMENTS

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