Getting started
We let you create a username that you like, and a password instantly
- Login to IDFC FIRST Bank website and choose login (the lock symbol in the upper right hand corner)
- Select “Personal and Business Banking“
- Click on “Create Your User Name”
- Enter Customer ID and click on submit
- Enter Account Number or Debit Card Number
- Enter the OTP received on your registered mobile number
- Select your User Name and create your own Internet Banking Password and click on “Continue”.
- Accept the Terms and Conditions by clicking “Create my Username” and you’re all done to use all our services offered on Internet Banking.
Note:
User ID has to be between 6- 10 characters which can be alphanumeric in nature.
Password should be between 6-15 characters and once can use a combination of characters, alphabets, numbers to create one. Alphabets and numbers are compulsory.
Retrieving the Username
Steps to retrieve User ID are
- Click on Forgot Username
- Enter Customer ID and click on submit
- Enter Account Number or Debit Card Number and relevant details
- Enter the OTP received on your registered mobile number
- We will send it to you on your Email, on your Mobile & show it on thescreen too!!!
Retrieving your Internet Banking Password
You can set a new password in few simple steps
- Click on Forgot Password
- Enter the User ID
- Enter the OTP received and create your new password.
Enjoy services available on internet banking
You can do the following transactions on Internet Banking
- View all your accounts & download or email your account statements
- Add funds to your IDFC FIRST Bank account from other banks
- Deposits
- Fixed Deposits
- Create Fixed Deposits
- View FD summary & download FD Advice
- Close Fixed Deposits
- Recurring Deposits
- Create Recurring Deposits
- View RD summary & download RD Advice
- ForecloseRecurring Deposits
- Debit Cards
- We offer you one view of all your linked debit cards
- Permanently block your card if you have lost your card and also request for a replacement
- Temporarily block your card in case you have misplaced your card
- Unblock your temporarily blocked card once you find it
- Set your daily withdrawal and purchase limits both domestic and international within preset limits.
- Bill Payments & Recharge
- Add Biller : Register your bill for presentment & payment
- View/Pay Bills : View & Pay all your bills
- Delete Biller : Delete any bills that you don’t want to pay anymore
- QuickPay : Bill payment without registration
- Recharge your prepaid mobile & DTH account
- Transaction History : View bill payments done in the past six months in Transaction History
- Transfer Funds
- To your own IDFC FIRST Bank Accounts
- To other IDFC FIRST Bank Accounts / Non IDFC FIRST Bank Accounts
- You can even make Credit Card payments using our Funds transfer service
- Short & Sweet loan accounts
All customers that own a Short & Sweet home loan & a Current / Savings account can now view their loan account summary & carry out all the transactions currently offered on Internet Banking using their Short & Sweet loan account.
- View, download, email account statements
- Funds transfer
- Create, view & close deposits
- Update profile
- Home Loan
- Loan Summary
- Loan Statement of Account (download and view in pdf)
- Loan interest certificate
- Repayment schedule
- Full / Part Payment
- Personal Loan
- Loan Summary
- Loan Statement of Account (download and view in pdf)
- Repayment schedule
- Full / Part Payment
- Loan Against Property
- Loan Summary
- Loan Statement of Account (download and view in pdf)
- Repayment schedule
- Full / Part Payment
- Investments
- Investment Linked Insurance
- Buy Gold Bonds
- Mutual Funds
- Summary
- Buy
- Redeem
- Switch
- My Orders
- Insurance
- Term Insurance
- Cancer Care insurance
- Health insurance
- Motor insurance
- Travel insurance
- Home insurance
- With IDFC FIRST Bank you never have to visit a Branch to request for a Cheque Book. Our aim is to make your life easier. You can request for all these and many more services online. Services that we currently offer are below. Many more are in the pipeline…they won’t be long.
- Chequebook request
- Email modification
- Nomination addition
- PAN update
- Aadhar update
- Change communication address
- View Cheque Status/Stop Cheque
- Download prefilled withdrawal slip
- Download prefilled deposit slip
- Download Interest certificate
- Change your Mobile number
- Download TDS certificate
- Update GSTIN
- Change your Passwords including
- Internet Banking Password
- Debit Card PIN.
- Block and Unblock Internet Banking
- Update Challenge Questions
- Manage overall transfer and payment limits
We are happy to address any queries you may have related to our internet banking services.Click here to find your answers.
Funds Transfer through NEFT
We understand your need to move money between accounts, whether within IDFC FIRST Bank or to other banks. We bring you a range of funds transfer options to help you manage your money better.
NEFT – National Electronic Funds Transfer
With NEFT, you can transfer money to any Third Party (Beneficiary) holding an account with a bank other than IDFC FIRST Bank, if the beneficiary's bank participates in RBI’s National Electronic Funds Transfer program (RBI - NEFT). These funds transfers are executed using Reserve Bank of India's InterBank Transfer Scheme.
Please note: Your account will be debited immediately online. Requests received between 8:00AM to 6:50PM (except Sundays and Bank holidays), will be sent by IDFC FIRST Bank to RBI in the respective clearing cycles. The time taken to credit the Beneficiary's account will be dependent on the time taken by the Beneficiary's Bank to process the payment.
Channels for doing NEFT
Internet Banking.
Branch.
RTGS – Real Time Gross Settlement System
RTGS – Real Time Gross Settlement System
With RTGS, you can transfer money instantly to any Third Party (Beneficiary) holding an account with a bank other than IDFC FIRST Bank, if the beneficiary's bank participates in RBI Real Time Gross Settlement (RBI - RTGS). These funds transfers are executed using Reserve Bank of India's InterBank Transfer Scheme. The minimum amount that can be transfer via this channel is Rs. 2 lakh.
Please note:
For requests received on any RTGS between 7.00 AM to 5.55 PM (except Sundays and Bank holidays) , your account will be debited online and request will be sent by IDFC FIRST Bank to RBI on the same day.
You can transfer money using RTGS through:
Internet Banking.
Branch.
Payments can only be made via Internet Banking and branch if you have single or unconditional signing authority on your account.
IMPS - Immediate Payment System
IMPS - Immediate Payment System
Immediate Payment Service (IMPS) enables you to instantly transfer funds online from your bank account to other bank accounts. This service is available 24x7 through internet Banking and Mobile Banking. This service is brought to you by the National Payments Corporation of India (NPCI) in collaboration with member banks.
IMPS fund transfer can be done using the receiver’s account number and IFSC.
Features and Benefits
Send and receive money instantly.
Available 24X7.
Safe & secure.
Instant confirmation to sender and receiver.
Absolutely free of cost.
IMPS transfer limits
You can transfer up to Rs.2, 00,000 every day using the IMPS channel.
IMPS is available all year around, below table shows the comparison between IMPS/NEFT/RTGS
All resident current and savings account holders of the bank who are registered for Internet Banking or Mobile Banking are eligible for this service.