We let you create a username that you like, and a password instantly
User ID has to be between 6- 10 characters which can be alphanumeric in nature.
Password should be between 6-15 characters and once can use a combination of characters, alphabets, numbers to create one. Alphabets and numbers are compulsory.
Retrieving the Username
Steps to retrieve User ID are
Retrieving your Internet Banking Password
You can set a new password in few simple steps
You can do the following transactions on Internet Banking
We are happy to address any queries you may have related to our internet banking services.Click here to find your answers.
We understand your need to move money between accounts, whether within IDFC FIRST Bank or to other banks. We bring you a range of funds transfer options to help you manage your money better.
NEFT – National Electronic Funds Transfer
With NEFT, you can transfer money to any Third Party (Beneficiary) holding an account with a bank other than IDFC FIRST Bank, if the beneficiary's bank participates in RBI’s National Electronic Funds Transfer program (RBI - NEFT). These funds transfers are executed using Reserve Bank of India's InterBank Transfer Scheme.
Please note: Your account will be debited immediately online. Requests received between 8:00AM to 6:50PM (except Sundays and Bank holidays), will be sent by IDFC FIRST Bank to RBI in the respective clearing cycles. The time taken to credit the Beneficiary's account will be dependent on the time taken by the Beneficiary's Bank to process the payment.
Channels for doing NEFT
RTGS – Real Time Gross Settlement System
With RTGS, you can transfer money instantly to any Third Party (Beneficiary) holding an account with a bank other than IDFC FIRST Bank, if the beneficiary's bank participates in RBI Real Time Gross Settlement (RBI - RTGS). These funds transfers are executed using Reserve Bank of India's InterBank Transfer Scheme. The minimum amount that can be transfer via this channel is Rs. 2 lakh.
For requests received on any RTGS between 7.00 AM to 5.55 PM (except Sundays and Bank holidays) , your account will be debited online and request will be sent by IDFC FIRST Bank to RBI on the same day.
You can transfer money using RTGS through:
Payments can only be made via Internet Banking and branch if you have single or unconditional signing authority on your account.
IMPS - Immediate Payment System
Immediate Payment Service (IMPS) enables you to instantly transfer funds online from your bank account to other bank accounts. This service is available 24x7 through internet Banking and Mobile Banking. This service is brought to you by the National Payments Corporation of India (NPCI) in collaboration with member banks.
IMPS fund transfer can be done using the receiver’s account number and IFSC.
Features and Benefits
Send and receive money instantly.
Safe & secure.
Instant confirmation to sender and receiver.
Absolutely free of cost.
IMPS transfer limits
You can transfer up to Rs.2, 00,000 every day using the IMPS channel.
IMPS is available all year around, below table shows the comparison between IMPS/NEFT/RTGS
|Cut Off Timings for Same Day Processing|
|Transaction Type||Monday-Friday||Saturday||Sunday||RBI Holidays|
|IMPS||--------------24 X 7 Available all year around!!!--------------|
|NEFT||8.00 AM to 6.30 PM||8.00 AM to 6.30 PM||Not Working||Not Working|
|(Except 2nd and 4th Saturdays)|
|RTGS||7.00 AM to 5.55 PM||7.00 AM to 5.55 PM||Not Working||Not Working|
|(Except 2nd and 4th Saturdays)|
All resident current and savings account holders of the bank who are registered for Internet Banking or Mobile Banking are eligible for this service.
KRM Tower, 7th Floor, No. 1,
Harrington Road, Chetpet,
Chennai - 600031, Tamil Nadu,
Bandra East, Mumbai - 400051,