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How a personal loan can help you for your dream vacation


When you plan a luxury vacation, you might often come across financial hurdles that could delay the trip. With a good credit option, you could prevent your luxury vacation from getting postponed or cancelled again. A personal loan can help you enjoy your holiday without having you dig deep into your savings.

Read on to know how a personal loan helps.

Timely arrangements

Vacations aren’t always planned well in advance, and arranging finances in a short time can be difficult. The amount that is sanctioned via a personal loan is disbursed to your account within 2-3 days after the application (as long as all things are in order). This can help you book tickets, get reservations, and make other arrangements on time.

Convenient application process

When you are planning a vacation, you could get overwhelmed with planning things and making preparations. The last thing you would want on your plate is to have to go through a hectic loan application process. A personal loan helps you avoid the fuss. You can simply check your personal loan eligibility and apply for the loan online in a matter of minutes. The bank takes care of the rest of the procedure, from the collection of documents to their verification. Once approved, the loan amount directly gets credited to your bank account. The entire process is quick and convenient.

Flexibility for making payments

You can check the personal loan EMIs before you apply. A personal loan EMI calculator can help you get an idea of the monthly instalments you would have to pay to clear the loan. You also get to choose the repayment tenure.

Secured savings

A vacation involves several expenses such as stay, transfers, tickets, car or taxi rentals and other miscellaneous expenses. A personal loan can help you pay for these expenses without having you dive into your savings. This keeps your savings undisturbed for other life goals.

Here are 5 reasons why you should opt for a personal loan from IDFC FIRST Bank for financing your vacation.

  • You can check your eligibility and apply for the loan on the official IDFC FIRST Bank website or the IDFC FIRST Bank Loans app in a matter of minutes
  • You can avail a high loan amount (based on your eligibility)
  • IDFC FIRST Bank offers competitive personal loan interest rates
  • You can choose the tenure of repayment for the loan
  • You can use the top-up facility to borrow more money



The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.