FIRST Millennia
FIRST Classic
FIRST Select
FIRST Wealth


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EMI Bounce charges per presentation 400 (Exclusive of GST)
Late payment/Penal charges / default interest (per month) 2% per month (Exclusive of GST) of the unpaid EMI or ₹300 (Exclusive of GST) whichever is higher
Cheque/ Instrument Swap charges (per swap) 500 (Exclusive of GST)
Cancellation & Rebooking charges 10000 within 30 days of disbursement or 1st EMI presentation whichever is earlier, Post 30 days or 1st EMI presentation request for cancellation will be treated as foreclosure
Processing fees Up to 3.5% of the total amount (Exclusive of GST)
Foreclosure / Prepayment charges 5% of Principal outstanding Exclusive of GST
Part Payment charges Part Payment is not allowed
Loan re scheduling charges (per re scheduling) 300 Exclusive of Taxes
Duplicate No Objection Certificate Issuance Charges 500 Exclusive of GST
Repayment Schedule 500 Exclusive of GST
Statement of Account 500 Exclusive of GST
Document retrieval charges (per retrieval) 500 Exclusive of GST
Stamping Charges As per actuals
EMI Pick up/ Collection Charges 350 Exclusive of GST
Initial Money Deposit charges 5500 Exclusive of GST
Loan protect Insurance As applicable
Personal Accident Insurance As applicable
Merchant Cover As applicable
Property Insurance As applicable
Facilitation Fee As applicable
EBC Annual Fee (if availed) 500 Exclusive of GST