IDFC FIRST Bank Future FIRST Account

Initial steps toward financial independence, enjoy up to 6% interest per annum on your zero balance savings account

future first
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Zero Balance Account
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Unlimited Free ATM Transactions* - Any bank, any location, any number of times
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No charges for any funds transfers through IMPS, RTGS and NEFT
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Free general Banking services

Key features

  • Get up to 6% on your savings account.
  • Quick Account opening - Account opened right then and there! In few minutes.
  • Minimal and transparent charges
  • Banker on Call - No IVR, no call transfers all queries handled by single banker
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Future First Account With Signature Debit Card

  • Free Personal Accidental Insurance Cover (death or permanent disability) of ₹35 lakhs
  • Free Air Accident Insurance cover of ₹1 crore
  • For your very first purchase of ₹1000 and above get 10% cash back up to a maximum of ₹250
  • Airport lounge access in major cities - twice every quarter
  • Get ₹250 cash back every month on any movies, plays or event on bookmyshow.com
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Interest rates like never before on your savings account

Balance in ₹
Rate of Interest (% p.a.)
<= ₹ 1 Cr
6.00%
> ₹ 1 Cr <= ₹ 5 Cr
5.00%
> ₹ 5 Cr <= ₹ 10 Cr
4.00%
> ₹ 10 Cr
3.50%
Interest will be calculated on progressive balances in each Interest Rate Slab as applicable

Eligibility Criteria :

  • Future FIRST with Signature debit card to be offered to students from premier/identified educational institutes of India, Future FIRST will be offered to Graduate & Post Graduate students

Documents

  • Passport-size photograph
  • Aadhaar card
  • Passport
  • Voter’s Identity Card (Election Card)
  1. Passport-size photograph
  2. Aadhaar card
  3. Passport
  4. Voter’s Identity Card (Election Card)
  5. Permanent and valid driving license with photograph.
  6. Job Card issued by NREGA duly signed by an officer of the State Government.
  7. If you have a PAN card, it is mandatory to provide it when opening your account.
  8. Note that your PAN card proves who you are (identity) but does not carry your address. With your PAN card, you can book deposits greater than Rs 50000, buy and sell mutual funds and shares, and do a lot more. Your PAN assures us that your transactions are income-tax compliant.

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Frequently Asked Questions

Know more about IDFC FIRST Bank Savings Account Interest Rates

IDFC FIRST Bank's Savings Account is our testament to putting our customers first. We offer one of the industry’s best savings account interest rates at 6% p.a. , for balances up to Rs 1 Cr.

What's more, you earn this interest on progressive balances in each interest rate slab, as applicable. That means you earn every single day. We pay out this interest every 3 months.

Hurry and make the most of this unique opportunity. Click here to know more.

Please note that interest rates are subject to periodic change.

VIEW ALL FAQS

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Contact us

REGISTERED office:

IDFC FIRST Bank Ltd

KRM Tower, 7th Floor, No. 1,
Harrington Road, Chetpet,
Chennai - 600031, Tamil Nadu,
India

Corporate office:

IDFC FIRST Bank Ltd

Naman Chambers,
C-32, G-Block,
Bandra-Kurla Complex,
Bandra East, Mumbai - 400051,
India

IDFC FIRST Bank Customers

Toll Free No - 1800 419 4332
Email - Banker@idfcfirstbank.com

Capital First Customers

Toll Free No - 1860 500 9900
Email - Customer.Care@Capitalfirst.Com

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  • LOGIN TO INTERNET BANKING

Did you join the IDFC FIRST family after December 15, 2020?

Congratulations! We have unlocked access to our new exciting banking portal for all customers who opened their accounts after December 15, 2020


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For customers who joined before December 15, 2020

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