IDFC FIRST Bank Future FIRST Account

Initial steps toward financial independence, enjoy up to 6% interest per annum on your zero balance savings account

Zero Balance Account

Unlimited Free ATM Transactions* - Any bank, any location, any number of times

No charges for any funds transfers through IMPS, RTGS and NEFT

Free general Banking services

Zero Balance Account

Unlimited Free ATM Transactions* - Any bank, any location, any number of times

No charges for any funds transfers through IMPS, RTGS and NEFT

Free general Banking services

Key features

Get up to 6% on your savings account.
Quick Account opening - Account opened right then and there! In few minutes.
Minimal and transparent charges
Banker on Call - No IVR, no call transfers all queries handled by single banker

Future First Account With Signature Debit Card

Free Personal Accidental Insurance Cover (death or permanent disability) of ₹35 lakhs
Free Air Accident Insurance cover of ₹1 crore
For your very first purchase of ₹1000 and above get 10% cash back up to a maximum of ₹250
Airport lounge access in major cities - twice every quarter
Get ₹250 cash back every month on any movies, plays or event on bookmyshow.com

Interest rates like never before on your savings account

Balance in ₹

Rate of Interest (% p.a.)

<= ₹ 1 Cr

6.00%

> ₹ 1 Cr <= ₹ 5 Cr

5.00%

> ₹ 5 Cr <= ₹ 10 Cr

4.00%

> ₹ 10 Cr

3.50%

Interest will be calculated on progressive balances in each Interest Rate Slab as applicable

Eligibility Criteria :

Future FIRST with Signature debit card to be offered to students from premier/identified educational institutes of India, Future FIRST will be offered to Graduate & Post Graduate students

Documents

Passport-size photograph
Aadhaar card
Passport
Voter’s Identity Card (Election Card)

Passport-size photograph
Aadhaar card
Passport
Voter’s Identity Card (Election Card)
Permanent and valid driving license with photograph.
Job Card issued by NREGA duly signed by an officer of the State Government.
If you have a PAN card, it is mandatory to provide it when opening your account.
Note that your PAN card proves who you are (identity) but does not carry your address. With your PAN card, you can book deposits greater than Rs 50000, buy and sell mutual funds and shares, and do a lot more. Your PAN assures us that your transactions are income-tax compliant.

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Benefits exclusively for you

FIXED DEPOSIT

Earn up to 6.00% interest

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RECURRING DEPOSIT

Start with as little as Rs 2000 per month

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TRAVEL SAVER DEPOSIT

Plan your travel. Choose your package

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ADD FUNDS TO YOUR ACCOUNT

Earn up to 6% interest

Fees & Charges Check the fees & charges applicable
for different types of accounts

Contact Us Need to get in touch with us,
check the various modes of connecting with us

Frequently Asked Questions

Know more about IDFC FIRST Bank Savings Account Interest Rates

IDFC FIRST Bank's Savings Account is our testament to putting our customers first. We offer one of the industry’s best savings account interest rates at 6% p.a. , for balances up to Rs 1 Cr.

What's more, you earn this interest on progressive balances in each interest rate slab, as applicable. That means you earn every single day. We pay out this interest every 3 months.

Hurry and make the most of this unique opportunity. Click here to know more.

Please note that interest rates are subject to periodic change.

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