Need short-term funds? You have two options – a short-term loan or a credit card. But which is better? Let’s explore!
IDFC FIRST Bank
Short-term loans include processing fees and high-interest rates. Moreover, they are available only if you meet the eligibility criteria.
IDFC FIRST Bank
Credit cards have credit limits. You can use funds up to that limit for your needs. They may just be better than short-term loans. Here’s how!
IDFC FIRST Bank
Credit card benefits: · Reward points on each spend · Offers, discounts, and cashback · Member privileges
IDFC FIRST Bank
Additionally, larger purchases or bills can be converted into easy and affordable EMIs.
IDFC FIRST Bank
Choose a card with a low APR, and you can save on interest costs too. So, credit cards emerge winners.
IDFC FIRST Bank
Fulfil your short-term financial needs with IDFC FIRST Bank Credit Cards and enjoy benefits like low APRs starting at 9%, easy EMI, and up to 10X rewards.