IDFC FIRST Bank
Need instant funds? Thanks to your Credit Card, you can access easy loans and meet your needs. But there are a few things you should keep in mind.
What is the interest rate offered? (Of course, the lower, the better!) Take note of the processing fee and consider it as an added expense.
Learn all about the repayment tenure offered. Longer tenure = Lower EMIs. This can help you pay off the loan easily and affordably!
Is prepayment allowed? If so, what are the charges involved? Prepayment is better since it allows you to get rid of the debt burden, faster.
Usually, loans are available up to the unutilised credit limit. Higher the limit, higher the loan amount.
With IDFC FIRST Bank's lifetime-free Credit Cards, you can enjoy higher credit limits and get instant loans at lower interest rates, hassle-free!