There are four credit bureaus in India, and you can check your credit score across any of them. However, your scores might differ across these bureaus.
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The difference can be due to various reasons. For starters, different bureaus use different algorithms to calculate credit scores.
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The bureaus ask financial institutions for your credit behaviour. Any omission or mistake in communication with a bureau will cause a difference in the score.
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Moreover, if there’s a time difference in checking the score, the credit score will differ because of the dynamic credit behaviour.
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Though different, your average score can be easily ascertained across bureaus. You should try to maintain the score for easy availability of credit
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To maintain and build up your credit score, IDFC FIRST Bank Credit Cards can be a good choice. They are lifetime free and offer great rewards.