How to Find The Best Credit Card for Utility Bill Payments

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There are different types of credit cards, and all can be used for paying utility bills. But which one is right for you? Let’s find out!

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There are some factors to consider when choosing the right credit card for utility bills:

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Reward points

Look for cards offering accelerated reward points on utility bill payments like 5X or 10X points. This can help you save more in the long run.

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Charges

Cards with low joining and annual fees are better since they save on added expenses.

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Interest rates

Also called the Annual Percentage Rate (APR), a lower APR is better since it reduces interest costs on delayed or missed credit card payments.

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Offers and discounts

Look for cards offering discounts and cashback on each payment for extra savings

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IDFC FIRST Bank offers a variety of credit cards with great offers and can help you earn up to 10X reward points.

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