Skip The Interest Rate Confusion With THIS Rewarding Credit Card

IDFC FIRST Bank

Still paying high interest rates on card purchases? You don’t have to anymore with the FIRST SWYP Credit Card. Let’s delve into how it works.

IDFC FIRST Bank

The problem

Unpaid credit card bills attract high interest and penalties over time. Moreover, repaying them can get tricky if you struggle with revolving balances, APRs and EMIs.

IDFC FIRST Bank

The solution

The FIRST SWYP Credit Card simplifies credit card payments by letting you pay your bills in full or convert them into EMIs for a flat monthly fee over a fixed duration.

IDFC FIRST Bank

How does it work?

All transactions of minimum ₹2,500 can be converted into EMIs in a simple click. There is no interest, just a flat monthly fee, starting at just ₹49 + GST. Repayment terms can range from 3 months to longer tenures.

IDFC FIRST Bank

Because of the fixed fees for a set amount of time, it can end up being less costly than carrying a balance for months or years.

IDFC FIRST Bank

So, say goodbye to high interest rates and hello to greater payment flexibility and borrowing power with the FIRST SWYP Credit Card

IDFC FIRST Bank