IDFC FIRST Bank
Your credit score is your financial health report card! The higher it is, the more qualified you are for availing any credit instruments.
Establish a healthy credit repayment cycle as early as you can. Avail of loans or credit cards in a prudent manner.
Repay loan EMIs, credit card and utility bills on time. This prevents late fees and additional interest and helps boost your credit score.
Keep your credit utilisation ratio low through responsible spending and opting for multiple credit cards for different purposes.
Opt for secured and unsecured loans for a healthy credit mix. A good mix makes for a good score calculation.
Check your credit report regularly. In the case of any discrepancy, get it rectified to avoid your score from being hampered.
Apply for IDFC FIRST Bank Credit Cards and establish your credit history. Pay your dues on time and build your score, steadily.